David Ramirez
$899,0001 bd1 ba$5,765 /mo all-in ↓

2330 Staples ave, Key West FL 33040, KEY WEST, FL, 33040

Active134 days on marketListed Mar 25, 2026MLS #A11989737

Single Family ResidenceKW KW REALTY CO'S FIRST SU

About this home

2330 Staples ave, Key West FL 33040

Discover a rare investment opportunity in the heart of Key West. This spacious corner duplex lot at 2330 Staples St and 1428 6th St offers incredible potential with two separate addresses and alley access for three convenient side entrances. The large lot features a charming, spacious cottage complete with a full kitchen, a bedroom with ample closet space, a stylish bathroom, and an attached garage--perfect for comfortable living or rental income. The second unit has been demolished, providing a blank canvas to rebuild your dream home or expand your investment portfolio. Alternatively, you can choose to demolish the existing cottage and build two brand-new units on this generous lot. Mature landscaping surrounds the property, offering privacy and a serene atmosphere. With two separate ROGOs ready to go and the Staples side of the lot free from flooding, you can start building immediately. Don't miss this unique chance to own a versatile property in a prime Key West location with endless possibilities. Whether you're looking to renovate, rebuild, or develop, this property is your gateway to maximizing value and enjoying the vibrant lifestyle of Key West. Act now and make this exceptional property yours!

Facts & features

The home at a glance

1

Bedrooms

1

Bathrooms

1

Garage

2000

Year built

Other view

Inside

FlooringCeramic Floor
AppliancesDishwasher · Dryer · Washer
InteriorFirst Floor Entry · Other
CoolingElectric
HeatingOther

Outside & construction

RoofOther
ConstructionFrame
ViewOther
FacesWest
ParkingCovered

Community & fees

Taxes (2025)$5,000/yr
CommunityAdditional Amenities

Utilities & systems

WaterMunicipal Water

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$5,765 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,851
PMI (est., until 20% equity)$337
Property tax — 2025 actual bill$417
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $89,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $89,900
Interest rate6.00%
Loan term

Estimated payment

$5,765/mo

Principal & interest$4,851
PMI (est., until 20% equity)$337
Property taxes (actual bill)$417
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Midtown East

Map of 2330 Staples ave, Key West FL 33040 inside its neighborhood boundary

Get to know Key West. See the full Key West guide →

Midtown East — neighborhood snapshot

Population

2,930

Median age

46

Median income

$87,521

Median home value

$671,331

Avg household

2

Households w/ children

302

For the school run

Monroe County School District

HighKey West High School★★★★★
ElementaryPoinciana Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Key West market

Seller’s marketLeans buyer10.0 months of inventoryBuyer’s market

$831K$4.3M

Key West median sold, yr/yr

97.6%

Sale-to-list ratio (12 mo)

Median sold price, Key West, trailing 36 months (3-month rolling) · live MLS data.

Paper trail

This home's history

Mar 25, 2026Listed at $899,000 · 134 days on market since
2000Built · KW KW REALTY CO'S FIRST SU

Reality check

What actually sold near 2330 Staples ave

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

Nearby listingSold · Nov ’25

$565,000

Nearby listing

2 bd · 1 ba · 38 DOM

2601 S Roosevelt Boulevard # 608b, Key West FL 33040Sold · Jun ’26

$525,000

2601 S Roosevelt Boulevard # 608b, Key West FL 33040

1 bd · 1 ba · 754 sqft · $696/sqft · 156 DOM

3312 Eagle Ave, Key West FL 33040Sold · Jun ’26

$570,000

3312 Eagle Ave, Key West FL 33040

2 bd · 2 ba · 1,032 sqft · $552/sqft · 19 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2330 Staples ave — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2330 Staples ave — before you fall in love.

See it in person

Schedule a tour

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Goes straight to David’s phone and CRM.

Straight answers

2330 Staples ave FAQs

What would the monthly payment be for 2330 Staples ave, Key West FL 33040?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,765/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 2330 Staples ave, Key West FL 33040?+

The most recent tax bill on record (2025) was $5,000. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Key West?+

At $899,000, this home is listed about 10% below the Key West median of $999,500. The market section on this page shows how the area is trending.

Which schools are assigned to 2330 Staples ave, Key West FL 33040?+

Key West High School (high), Poinciana Elementary School (elementary) — Monroe County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of Virtual Realty Group FL Keys Inc · Giancarlo Espinosa. MLS #A11989737.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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