18490 SW 83rd Pl, Cutler Bay FL 33157, CUTLER BAY, FL, 33157
Active144 days on marketListed Mar 25, 2026MLS #A11989149
About this home
18490 SW 83rd Pl, Cutler Bay FL 33157
This magnificent estate spans 3,402 SQFT and sits on a lushly landscaped lot of 25,401 SQFT. Featuring 6 beds and 4 baths, with 2 bedrooms and 2 bathrooms conveniently located downstairs. Designed with attention to detail, this home features a gourmet kitchen, a luxurious primary suite, a wine cellar, a saltwater pool, and an outdoor kitchen. Additionally, it's a smart home with cameras, impact-resistant windows, and a driveway that accommodates up to 10 cars. The property also offers a resort-style backyard, Tesla car charging, Sonos sound system, camera security, pool chiller and heater, outdoor barrel sauna, Jacuzzi, and comes fully furnished. Situated in a non-flood zone. Near private schools, shops, restaurants, and marinas. This home is a perfect blend of luxury and functionality
Facts & features
The home at a glance
6
Bedrooms
4
Bathrooms
3,402
Sqft
2
Garage
1967
Year built
$481
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$10,904 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$10,904/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Cutler Bay actives
$481 vs $321
Days on market
144 vs 56 typical
Where $481/sqft sits among the 223 Cutler Bay actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Cutler Bay
Get to know Cutler Bay. See the full Cutler Bay guide →
CUTLER BAY 33157 — neighborhood snapshot
Population
69,605
Median age
40.6
Median income
$80,364
Median home value
$478,300
Avg household
3.17
Households w/ children
8,138
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Cutler Bay market
$530K → $593K
Cutler Bay median sold, yr/yr
99.2%
Sale-to-list ratio (12 mo)
25 of 223
Cutler Bay actives have cut their price
Median sold price, Cutler Bay, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 256% above the CUTLER BAY 33157 median. See the full Cutler Bay market guide →
Paper trail
This home's history
Reality check
What actually sold near 18490 SW 83rd Pl
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$896,000
8360 SW 185th Ter, Cutler Bay FL 33157 · same community
3 bd · 2 ba · 2,195 sqft · $408/sqft · 18 DOM
Sold · Mar ’26$880,000
7714 SW 193rd St, Cutler Bay FL 33157
5 bd · 4.5 ba · 3,399 sqft · $259/sqft · 190 DOM
Sold · Jun ’26$970,000
17914 SW 83rd Court, Palmetto Bay FL 33157
5 bd · 4 ba · 3,375 sqft · $287/sqft · 20 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 18490 SW 83rd Pl — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 18490 SW 83rd Pl — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
18490 SW 83rd Pl FAQs
What would the monthly payment be for 18490 SW 83rd Pl, Cutler Bay FL 33157?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $10,904/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 18490 SW 83rd Pl, Cutler Bay FL 33157?+
The most recent tax bill on record (2025) was $15,700. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Cutler Bay?+
At $1,635,000, this home is listed about 185% above the Cutler Bay median of $574,250. The market section on this page shows how the area is trending.
Which schools are assigned to 18490 SW 83rd Pl, Cutler Bay FL 33157?+
Robert Russa Moton Elementary School (elementary), Southwood Middle School (middle), Miami Palmetto Senior High School (high), Title I Migrant Education Program (), Instructional Center System Wide (), District Instructional Center (Dic) () — Dade County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$1,635,000 runs 256% above the CUTLER BAY 33157 median — but at 3,402 sqft it's also nearly twice the size of the typical Cutler Bay listing.
02Garden & Pool views
The garden and pool view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
144 days on market against a Cutler Bay median of 56 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Robert Russa Moton Elementary School, Southwood Middle School, Miami Palmetto Senior High School, Title I Migrant Education Program, Instructional Center System Wide, District Instructional Center (Dic) — Southwood Middle School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $1,799,000, now $1,635,000 — a $164K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of EXP Realty, LLC · Luis Ruiz. MLS #A11989149.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
Never miss a listing
New Cutler Bay homes, in your inbox
Like 18490 SW 83rd Pl, Cutler Bay FL 33157 but not quite? A daily digest of every new listing in Cutler Bay — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →