9381 E Bay Harbor Dr # 202s, Bay Harbor Islands FL 33154, BAY HARBOR ISLANDS, FL, 33154
Active141 days on marketListed Mar 25, 2026MLS #A11986830
About this home
9381 E Bay Harbor Dr # 202s, Bay Harbor Islands FL 33154
Stunning waterfront condo in the highly sought-after London Towers in Bay Harbor Islands! This spacious and bright residence offers nearly 1,200 sqft, featuring an oversized one-bedroom layout and extra room, with 2 bathroom. The unit has been substantially remodeled with beautiful porcelain floors throughout and a modern kitchen with granite countertops. Enjoy exceptional storage space with multiple closets, including a large walk-in. This desirable corner unit is filled with natural light and offers peaceful garden and skyline views. The building is located directly on the water and features great amenities, including a newly updated swimming pool, dock access, and secure entry. Prime location just one block from Bal Harbour Shops, and close to top-rated schools, supermarkets, and houses of worship. Includes 1 assigned parking space and additional storage.
Facts & features
The home at a glance
1
Bedrooms
1.5
Bathrooms
1,200
Sqft
1
Garage
1967
Year built
$354
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,944 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,944/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−61.4%
$/sqft vs Bay Harbor Islands actives
$354 vs $936
Days on market
141 vs 85 typical
Where $354/sqft sits among the 156 Bay Harbor Islands actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bay Harbor Islands
Get to know Bay Harbor Islands. See the full Bay Harbor Islands guide →
BAY HARBOR ISLANDS 33154 — neighborhood snapshot
Population
14,435
Median age
40.9
Median income
$87,806
Median home value
$741,400
Avg household
2.58
Households w/ children
1,804
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bay Harbor Islands market
$1.5M → $910K
Bay Harbor Islands median sold, yr/yr
94.9%
Sale-to-list ratio (12 mo)
8 of 156
Bay Harbor Islands actives have cut their price
This home is listed 22% above the BAY HARBOR ISLANDS 33154 median. See the full Bay Harbor Islands market guide →
Paper trail
This home's history
Reality check
What actually sold near 9381 E Bay Harbor Dr # 202s
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$870,000
9901 E Bay Harbor Dr # 803, Bay Harbor Islands FL 33154 · same community
2 bd · 2 ba · 1,150 sqft · $757/sqft · 102 DOM
Sold · Jul ’26$950,000
9821 E Bay Harbor Dr # 503, Bay Harbor Islands FL 33154 · same community
2 bd · 2 ba · 1,143 sqft · $831/sqft · 288 DOM
Sold · Mar ’26$1,080,000
9821 E Bay Harbor Dr # 903, Bay Harbor Islands FL 33154 · same community
2 bd · 2 ba · 1,143 sqft · $945/sqft · 251 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 9381 E Bay Harbor Dr # 202s — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9381 E Bay Harbor Dr # 202s — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
9381 E Bay Harbor Dr # 202s FAQs
What would the monthly payment be for 9381 E Bay Harbor Dr # 202s, Bay Harbor Islands FL 33154?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,944/mo — principal and interest, the actual property-tax bill, the $1,036/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 9381 E Bay Harbor Dr # 202s, Bay Harbor Islands FL 33154?+
The association fee works out to $1,036 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 9381 E Bay Harbor Dr # 202s, Bay Harbor Islands FL 33154?+
The most recent tax bill on record (2014) was $692. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 9381 E Bay Harbor Dr # 202s, Bay Harbor Islands FL 33154?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bay Harbor Islands?+
At $425,000, this home is listed about 74% below the Bay Harbor Islands median of $1,624,500. The market section on this page shows how the area is trending.
Which schools are assigned to 9381 E Bay Harbor Dr # 202s, Bay Harbor Islands FL 33154?+
Ruth K. Broad Bay Harbor K-8 Center (elementary), Miami Beach Nautilus Middle School (middle), Miami Beach Senior High School (high), District Instructional Center (Dic) (), Instructional Center System Wide (), Title I Migrant Education Program () — Dade County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$425,000 runs 22% above the BAY HARBOR ISLANDS 33154 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $1,036/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Strong assigned schools
Ruth K. Broad Bay Harbor K-8 Center, Miami Beach Nautilus Middle School, Miami Beach Senior High School, District Instructional Center (Dic), Instructional Center System Wide, Title I Migrant Education Program — Ruth K. Broad Bay Harbor K-8 Center rates 5 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $435,000, now $425,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
$799,000
9521 E Bay Harbor Dr # 605, Bay Harbor Islands FL 33154, BAY HARBOR ISLANDS
1 bd · 2.5 ba · 980 sqft
$8,500
1170 101st St # 301, Bay Harbor Islands FL 33154, BAY HARBOR ISLANDS
3 bd · 3 ba · 1,754 sqft
$4,500
9901 E Bay Harbor Dr # 802, Bay Harbor Islands FL 33154, BAY HARBOR ISLANDS
2 bd · 2 ba · 1,150 sqft
Listing courtesy of GuildStone Group LLC · Joseph Tanami. MLS #A11986830.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
Never miss a listing
New Bay Harbor Islands homes, in your inbox
Like 9381 E Bay Harbor Dr # 202s, Bay Harbor Islands FL 33154 but not quite? A daily digest of every new listing in Bay Harbor Islands — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →