David Ramirez
$168,000$190,0002 bd2 ba1,351 sqft$124 /sqft$2,758 /mo all-in ↓

166 SE St Lucie Blvd # Un # 203, Stuart FL 34996, STUART, FL, 34996

Active145 days on marketListed Mar 18, 2026MLS #A11985504

Priced 16% below the STUART 34996 medianReduced $22KCondominiumST LUCIE CLUB

About this home

166 SE St Lucie Blvd # Un # 203, Stuart FL 34996

Discover this secured-entry, second-floor condo in St. Lucie Club, a well-maintained 55+ community in the heart of Stuart. This 2-bedroom, 2-bath residence offers a spacious layout with in-unit laundry, elevator access, and gated under-building garage parking with additional storage. Enjoy peaceful views of the lake, pool, and surrounding green space from the large screened porch—perfect for relaxing or entertaining. Community amenities include a heated pool, tennis courts, and private BBQ area. Ideally located just minutes from downtown Stuart and local beaches, this property offers both convenience and lifestyle. Some components have been updated, including a newer A/C and water heater. Maintenance fees cover exterior maintenance, landscaping, water, trash, and access to all community amenities. Owner is responsible for electric and interior insurance.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,351

Sqft

1

Garage

1984

Year built

$124

Per sqft

Garden View & Pool Area View view55+ communityPets allowed

Inside

FlooringCarpet
AppliancesElectric Range · Refrigerator
InteriorFirst Floor Entry
CoolingCeiling Fan(s)
HeatingHeat Strip

Outside & construction

ConstructionOther
ViewGarden View · Pool Area View
ParkingAssigned
ExteriorEast Of Us1 · Courtyard

Community & fees

HOA fee$1,233/mo
Taxes (2025)$3,618/yr
PetsNo, Yes

Utilities & systems

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,758 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$989
FHA mortgage insurance (est.)$74
Property tax — 2025 actual bill$302
Condo fee — from the listing$1,233
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $5,880Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $5,880
Interest rate6.00%
Loan term

Estimated payment

$2,758/mo

Principal & interest$989
FHA mortgage insurance (est.)$74
Property taxes (actual bill)$302
HOA / condo fee$1,233
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $168K
$110KedgeAI estimate $208,778 · range $115K$346K$360K

vs edgeAI estimate

−19.5%

$/sqft vs Stuart actives

$124 vs $266

Days on market

145 vs 66 typical

Where $124/sqft sits among the 400 Stuart actives

206 · this home
119
35
7
6
27
$124–271$271–418$418–565$565–712$712–858$858+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside East Riverside

Map of 166 SE St Lucie Blvd # Un # 203, Stuart FL 34996 inside its neighborhood boundary

Get to know Stuart. See the full Stuart guide →

East Riverside — neighborhood snapshot

Population

1,597

Median age

63

Median income

$80,285

Median home value

$344,365

Avg household

2

Households w/ children

111

For the school run

Martin County School District

ElementaryJ. D. Parker School Of Technology★★★★
MiddleStuart Middle School★★★★★
HighJensen Beach High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Stuart market

Seller’s marketLeans buyer10.3 months of inventoryBuyer’s market

$640K$446K

Stuart median sold, yr/yr

94.0%

Sale-to-list ratio (12 mo)

41 of 400

Stuart actives have cut their price

Median sold price, Stuart, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 16% below the STUART 34996 median. See the full Stuart market guide →

Paper trail

This home's history

CurrentPrice reduced to $168,000 $22K
Mar 18, 2026Listed at $190,000 · 145 days on market since
1984Built · ST LUCIE CLUB

Reality check

What actually sold near 166 SE St Lucie Blvd # Un # 203

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

913 SE 8TH STREETSold · Apr ’26

$290,000

913 SE 8TH STREET

3 bd · 2 ba · 1,350 sqft · $215/sqft · 0 DOM

175 SE St Lucie Boulevard # 2, Stuart FL 34996Sold · Jun ’26

$305,000

175 SE St Lucie Boulevard # 2, Stuart FL 34996

2 bd · 2 ba · 1,300 sqft · $235/sqft · 3 DOM

175 SE Saint Lucie Boulevard # E156, Stuart FL 34996Sold · May ’26

$215,000

175 SE Saint Lucie Boulevard # E156, Stuart FL 34996

2 bd · 2 ba · 1,300 sqft · $165/sqft · 58 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 166 SE St Lucie Blvd # Un # 203 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 166 SE St Lucie Blvd # Un # 203 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Straight answers

166 SE St Lucie Blvd # Un # 203 FAQs

What would the monthly payment be for 166 SE St Lucie Blvd # Un # 203, Stuart FL 34996?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,758/mo — principal and interest, the actual property-tax bill, the $1,233/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 166 SE St Lucie Blvd # Un # 203, Stuart FL 34996?+

The association fee works out to $1,233 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 166 SE St Lucie Blvd # Un # 203, Stuart FL 34996?+

The most recent tax bill on record (2025) was $3,618. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 166 SE St Lucie Blvd # Un # 203, Stuart FL 34996?+

The listing reports pets: No, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Stuart?+

At $168,000, this home is listed about 61% below the Stuart median of $431,950. The market section on this page shows how the area is trending.

Which schools are assigned to 166 SE St Lucie Blvd # Un # 203, Stuart FL 34996?+

J. D. Parker School Of Technology (elementary), Stuart Middle School (middle), Jensen Beach High School (high) — Martin County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Under the STUART 34996 market on paper

$168,000 is 16% below the STUART 34996 median of $199,400, and at $124/sqft it sits under the Stuart average of $347.

02Garden View & Pool Area View views

The garden view and pool area view view is part of what you're buying — views hold value independently of the structure.

03Know the monthly fee

The association fee is $1,233/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

04Time on market is leverage

145 days on market against a Stuart median of 66 — sellers in this position are usually ready to negotiate.

05Strong assigned schools

J. D. Parker School Of Technology, Stuart Middle School, Jensen Beach High School — Jensen Beach High School rates 4 of 5. Always verify assignments with the district.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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