9195 Collins Ave, Surfside FL 33154, SURFSIDE, FL, 33154
Active127 days on marketListed Mar 18, 2026MLS #A11985096
About this home
9195 Collins Ave, Surfside FL 33154
Experience oceanfront elegance at Carlisle on the Ocean. This beautifully maintained 2-bed, 2-bath residence offers bright, open living spaces with stunning ocean views, tile flooring throughout, and freshly painted interiors. Perfect as a full-time home or an income-generating rental. Enjoy resort-style amenities: gated entry, BBQ area, children’s play zone, and on-floor laundry. Located in a quiet, pet-friendly neighborhood within walking distance to Bal Harbour Shops, Publix, Surfside Community Center, fine dining, and pristine beaches. The building is undergoing a complete, modern renovation. Zoned for top-rated schools and close to the Intracoastal. Live where others vacation—an exceptional opportunity awaits.----------It can be rented twice a year with no minimum number of days.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
987
Sqft
1
Garage
1965
Year built
$775
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$6,052 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,052/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+66.4%
Days on market
127 vs 41 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Surfside
Get to know Surfside. See the full Surfside guide →
SURFSIDE 33154 — neighborhood snapshot
Population
14,435
Median age
40.9
Median income
$87,806
Median home value
$741,400
Avg household
2.58
Households w/ children
1,804
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Surfside market
This home is listed 119% above the SURFSIDE 33154 median. See the full Surfside market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 9195 Collins Ave — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9195 Collins Ave — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
9195 Collins Ave FAQs
What would the monthly payment be for 9195 Collins Ave, Surfside FL 33154?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,052/mo — principal and interest, the actual property-tax bill, the $964/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 9195 Collins Ave, Surfside FL 33154?+
The association fee works out to $964 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 9195 Collins Ave, Surfside FL 33154?+
The most recent tax bill on record (2025) was $6,159. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 9195 Collins Ave, Surfside FL 33154?+
The listing reports pets: Maximum 20 Lbs. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Surfside?+
At $765,000, this home is listed about 18% above the Surfside median of $647,500. The market section on this page shows how the area is trending.
Which schools are assigned to 9195 Collins Ave, Surfside FL 33154?+
Ruth K. Broad Bay Harbor K-8 Center (elementary), Miami Beach Nautilus Middle School (middle), Miami Beach Senior High School (high), District Instructional Center (Dic) (), Instructional Center System Wide (), Title I Migrant Education Program () — Dade County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$765,000 runs 119% above the SURFSIDE 33154 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $964/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Time on market is leverage
127 days on market against a Surfside median of 41 — sellers in this position are usually ready to negotiate.
05Strong assigned schools
Ruth K. Broad Bay Harbor K-8 Center, Miami Beach Nautilus Middle School, Miami Beach Senior High School, District Instructional Center (Dic), Instructional Center System Wide, Title I Migrant Education Program — Ruth K. Broad Bay Harbor K-8 Center rates 5 of 5. Always verify assignments with the district.
Listing courtesy of Vesta Realty LLC · Dirimo Chourio. MLS #A11985096.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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