David Ramirez
$645,000$660,0004 bd2 ba1,433 sqft$450 /sqft$4,224 /mo all-in ↓

9911 Haitian Dr, Cutler Bay FL 33189, CUTLER BAY, FL, 33189

Active158 days on marketListed Mar 12, 2026MLS #A11981118

Reduced $15KSingle Family ResidenceS CORAL HOMES SEC 3

About this home

9911 Haitian Dr, Cutler Bay FL 33189

Are you looking for your dream home in the heart of Cutler Bay. This stunning, single-family residence boasts an array of modern updates and luxurious features, making it the perfect place to call home. This property does not have an HOA and features a beautifully updated interior with meticulous attention to detail. Key updates include a brand-new roof, new impact windows, and a newer air conditioning system. The home is appointed with new flooring throughout, and the bathrooms have been elegantly remodeled with modern fixtures and finishes. The large yard offers ample room for a pool, truck, and boat. The home's actual square footage is larger than what is stated on the tax roll, and no flood insurance is required. There is also income potential with a minor investment. Don't miss this opportunity to own a beautifully updated home.

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

1,433

Sqft

1954

Year built

$450

Per sqft

Garden & None view

Inside

FlooringCeramic Floor
AppliancesTrash Compactor · Dishwasher · Disposal
InteriorFirst Floor Entry · Attic · Den/Library/Office · Family Room
CoolingCeiling Fan(s) · Central Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionCBS Construction
ViewGarden · None
FacesEast
ParkingAdditional Spaces Available · Circular Driveway · Driveway
ExteriorRoom For Pool

Community & fees

Taxes (2025)$4,104/yr
PetsMaximum 20 Lbs
CommunityGame Room · Laundry Facilities

Utilities & systems

WaterMunicipal Water

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,224 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,480
PMI (est., until 20% equity)$242
Property tax — 2025 actual bill$342
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $64,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $64,500
Interest rate6.00%
Loan term

Estimated payment

$4,224/mo

Principal & interest$3,480
PMI (est., until 20% equity)$242
Property taxes (actual bill)$342
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $645K
$595KedgeAI estimate $650,485 · range $620K$705K$733K

vs edgeAI estimate

−0.8%

$/sqft vs Cutler Bay actives

$450 vs $321

Days on market

158 vs 56 typical

Where $450/sqft sits among the 223 Cutler Bay actives

73
60
32
21
15 · this home
22
$235–287$287–339$339–391$391–443$443–495$495+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Cutler Bay

Map of 9911 Haitian Dr, Cutler Bay FL 33189

Get to know Cutler Bay. See the full Cutler Bay guide →

CUTLER BAY 33189 — neighborhood snapshot

Population

24,627

Median age

41.9

Median income

$66,487

Median home value

$409,500

Avg household

2.87

Households w/ children

3,152

For the school run

Dade County School District

HighMiami Southridge Senior High★★★★
ElementaryBel-Aire Elementary School★★★★★
MiddleCutler Bay Middle★★★★
Title I Migrant Education Program
Instructional Center System Wide
District Instructional Center (Dic)

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Cutler Bay market

Seller’s marketLeans buyer11.4 months of inventoryBuyer’s market

$530K$593K

Cutler Bay median sold, yr/yr

99.2%

Sale-to-list ratio (12 mo)

25 of 223

Cutler Bay actives have cut their price

Median sold price, Cutler Bay, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 159% above the CUTLER BAY 33189 median. See the full Cutler Bay market guide →

Paper trail

This home's history

CurrentPrice reduced to $645,000 $15K
Mar 12, 2026Listed at $660,000 · 158 days on market since
1954Built · S CORAL HOMES SEC 3

Reality check

What actually sold near 9911 Haitian Dr

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

10250 Caribbean Blvd, Cutler Bay FL 33189Sold · Feb ’26

$500,000

10250 Caribbean Blvd, Cutler Bay FL 33189 · same community

4 bd · 2 ba · 1,429 sqft · $350/sqft · 142 DOM

10041 Haitian Drive, Cutler Bay FL 33189Sold · Apr ’26

$568,000

10041 Haitian Drive, Cutler Bay FL 33189 · same community

3 bd · 2 ba · 1,445 sqft · $393/sqft · 73 DOM

9880 Jamaica Dr, Cutler Bay FL 33189Sold · Jan ’26

$558,000

9880 Jamaica Dr, Cutler Bay FL 33189 · same community

4 bd · 2 ba · 1,487 sqft · $375/sqft · 160 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 9911 Haitian Dr — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 9911 Haitian Dr — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Straight answers

9911 Haitian Dr FAQs

What would the monthly payment be for 9911 Haitian Dr, Cutler Bay FL 33189?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,224/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 9911 Haitian Dr, Cutler Bay FL 33189?+

The most recent tax bill on record (2025) was $4,104. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 9911 Haitian Dr, Cutler Bay FL 33189?+

The listing reports pets: Maximum 20 Lbs. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Cutler Bay?+

At $645,000, this home is listed about 12% above the Cutler Bay median of $574,250. The market section on this page shows how the area is trending.

Which schools are assigned to 9911 Haitian Dr, Cutler Bay FL 33189?+

Miami Southridge Senior High (high), Bel-Aire Elementary School (elementary), Cutler Bay Middle (middle), Title I Migrant Education Program (), Instructional Center System Wide (), District Instructional Center (Dic) () — Dade County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$645,000 runs 159% above the CUTLER BAY 33189 median.

02Garden & None views

The garden and none view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

158 days on market against a Cutler Bay median of 56 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $660,000, now $645,000 — a $15K cut. The full history is in the market section below.

Listing courtesy of RE/MAX Advance Realty II · Roberto Azua. MLS #A11981118.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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