664 Colson Dr, Key Largo FL 33037, KEY LARGO, FL, 33037
Active148 days on marketListed Mar 10, 2026MLS #A11980660
About this home
664 Colson Dr, Key Largo FL 33037
Opportunity to own a 4-bedroom, 2-bath single-family home in the desirable Twin Lakes area of Key Largo. This property offers approximately 1,314 sq ft of living space and sits on a 6,390 sq ft lot with plenty of room for boats, RVs, or multiple vehicles. The spacious yard provides a great outdoor setting with garden views and potential to create your ideal Keys retreat. Whether you're looking for a primary residence, vacation getaway, or investment property, this home offers flexibility and value in one of the most sought-after areas of the Florida Keys. Conveniently located near marinas, parks, restaurants, and world-class fishing and boating.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,314
Sqft
1972
Year built
$479
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,171 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,171/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs TWIN LAKES
$479 vs $297
Days on market
148 vs 71 typical
Where $479/sqft sits among the 6 homes for sale in TWIN LAKES
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Twin Lakes
Get to know Key Largo. See the full Key Largo guide →
Twin Lakes — neighborhood snapshot
Population
873
Median age
46
Median income
$71,905
Median home value
$467,794
Avg household
3
Households w/ children
55%
For the school run
Monroe County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Key Largo market
$1.1M → $910K
Key Largo median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
1 of 6
TWIN LAKES have cut their price
Median sold price, Key Largo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 9% below the KEY LARGO 33037 median. See the full Key Largo market guide →
Paper trail
This home's history
Reality check
What actually sold near 664 Colson Dr
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$330,000
2750 BUCKEYE LANE · same community
2 bd · 2 ba · 1,322 sqft · $250/sqft · 0 DOM
Sold · Feb ’26$289,580
5040 GARDENROW DRIVE · same community
2 bd · 2 ba · 1,322 sqft · $219/sqft · 0 DOM
Sold · Jan ’26$280,000
2555 YELLOW BRICK ROAD · same community
2 bd · 2 ba · 1,346 sqft · $208/sqft · 299 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 664 Colson Dr — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 664 Colson Dr — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
664 Colson Dr FAQs
What would the monthly payment be for 664 Colson Dr, Key Largo FL 33037?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,171/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 664 Colson Dr, Key Largo FL 33037?+
The most recent tax bill on record (2025) was $4,572. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 664 Colson Dr, Key Largo FL 33037?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Key Largo?+
At $629,000, this home is listed about 28% below the Key Largo median of $877,000. The market section on this page shows how the area is trending.
Which schools are assigned to 664 Colson Dr, Key Largo FL 33037?+
Coral Shores High School (high) — Monroe County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the KEY LARGO 33037 market on paper
$629,000 is 9% below the KEY LARGO 33037 median of $695,000, and at $479/sqft it sits under the Key Largo average of $868.
02Garden views
The garden view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
148 days on market against a Key Largo median of 71 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $759,000, now $629,000 — a $130K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of EXP Realty South LLC · Alex Sanchoyerto. MLS #A11980660.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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