10090 W Fern St, Miami FL 33157, MIAMI, FL, 33157
Active162 days on marketListed Mar 6, 2026MLS #A11978887
About this home
10090 W Fern St, Miami FL 33157
Amazing Investor CASH-FLOW-INVESTMENT OPPORTUNITY!! Completely Updated 3 Bedroom and 3 Full baths Single family Dwelling!! Rented to Excellent Tenants!! This beautiful property offers comfort, security, and exceptional space — Located on a large corner lot, in a fast developing appreciating area. This property offers abundant parking space for multiple vehicles, including cars, boats, trucks, trailers, or Work/ Business vehicles. Upgrades include: Impact windows and doors, double electric gates for security and easy access, new electrical panel, new plumbing, new A/C unit, New floors, freshly painted. Text for Appointment. Great for Any Investor's Portfolio!!
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
966
Sqft
6
Garage
1960
Year built
$538
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,932 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,932/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Miami actives
$538 vs $511
Days on market
162 vs 66 typical
Where $538/sqft sits among the 400 Miami actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Miami
Get to know Miami. See the full Miami guide →
MIAMI 33157 — neighborhood snapshot
Population
69,605
Median age
40.6
Median income
$80,364
Median home value
$478,300
Avg household
3.17
Households w/ children
8,138
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Miami market
$508K → $590K
Miami median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
36 of 400
Miami actives have cut their price
Median sold price, Miami, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 13% above the MIAMI 33157 median. See the full Miami market guide →
Paper trail
This home's history
Reality check
What actually sold near 10090 W Fern St
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$452,000
10136 E Hibiscus St, Palmetto Bay FL 33157 · same community
3 bd · 2 ba · 1,200 sqft · $377/sqft · 14 DOM
Sold · May ’26$211,500
19360 SW 103 # 19360, Cutler Bay FL 33157
3 bd · 1 ba · 974 sqft · $217/sqft · 34 DOM
Sold · Oct ’25$615,000
19241 SW 93rd Rd, Cutler Bay FL 33157
3 bd · 2 ba · 1,092 sqft · $563/sqft · 134 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 10090 W Fern St — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10090 W Fern St — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
10090 W Fern St FAQs
What would the monthly payment be for 10090 W Fern St, Miami FL 33157?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,932/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 10090 W Fern St, Miami FL 33157?+
The most recent tax bill on record (2025) was $5,784. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Miami?+
At $519,888, this home is listed about 15% below the Miami median of $610,000. The market section on this page shows how the area is trending.
Which schools are assigned to 10090 W Fern St, Miami FL 33157?+
Robert Russa Moton Elementary School (elementary), Southwood Middle School (middle), Miami Palmetto Senior High School (high), Title I Migrant Education Program (), Instructional Center System Wide (), District Instructional Center (Dic) () — Dade County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$519,888 runs 13% above the MIAMI 33157 median.
02Garden views
The garden view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
162 days on market against a Miami median of 66 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Robert Russa Moton Elementary School, Southwood Middle School, Miami Palmetto Senior High School, Title I Migrant Education Program, Instructional Center System Wide, District Instructional Center (Dic) — Southwood Middle School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $574,900, now $519,888 — a $55K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of London Foster Realty · Danilo Mendoza. MLS #A11978887.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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