146 Mockingbird Rd, Tavernier FL 33070, TAVERNIER, FL, 33070
Active149 days on marketListed Mar 10, 2026MLS #A11977484
About this home
146 Mockingbird Rd, Tavernier FL 33070
Spectacular waterfront residence built in 2021 showcasing exceptional craftsmanship and high-quality materials throughout. This three-story coastal retreat offers 6 bedrooms and 6.5 bathrooms and is perfectly positioned facing west, capturing breathtaking sunset Gulf views while offering enhanced privacy with no rear neighbors. The first floor features a private guest suite, living area with projector movie theater, garage, air-conditioned storage, and laundry room. This level opens to a beautiful outdoor setting with heated pool, terrace with seating areas, summer kitchen, outdoor dining space, and gas fire pit overlooking the canal. The second floor showcases vaulted ceilings with exposed wood beams, electric fireplace, and expansive windows that bring in abundant natural light. The open living and dining areas flow into a chef’s kitchen with custom cabinetry, wood countertops, premium appliances, and large island, opening to a spacious waterfront porch with outdoor living and dining. This level also offers 3 bedrooms and 3.5 bathrooms, including a second primary suite. The third floor features the primary suite with private balcony, sitting area, additional room, loft space, and full bath. Additional features include elevator, two laundry rooms, two-car garage, ample parking, and two sleeper sofas. With 70 ft of waterfront, dock for up to a 40-ft boat and optional 25K-lb boat lift. Seasonal rental, minimum 28 days. Accommodates 14-18 guests.
Facts & features
The home at a glance
6
Bedrooms
6.5
Bathrooms
4,108
Sqft
2
Garage
2021
Year built
$7
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$363 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$363/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Tavernier actives
$7 vs $867
Days on market
149 vs 64 typical
Where $7/sqft sits among the 25 Tavernier actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Plantation Key
Get to know Tavernier. See the full Tavernier guide →
Plantation Key — neighborhood snapshot
Population
4,945
Median age
54
Median income
$66,425
Median home value
$857,007
Avg household
2
Households w/ children
367
For the school run
Monroe County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tavernier market
$620K → $540K
Tavernier median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
2 of 25
Tavernier actives have cut their price
Median sold price, Tavernier, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 97% below the TAVERNIER 33070 median. See the full Tavernier market guide →
Paper trail
This home's history
Reality check
What actually sold near 146 Mockingbird Rd
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$3,150,000
Nearby listing · same community
4 bd · 3 ba · 3,482 sqft · $905/sqft · 60 DOM
Sold · May ’26$1,300,000
106 Plantation Ave, Key Largo FL 33070 · same community
3 bd · 1.5 ba · 992 sqft · $1,310/sqft · 70 DOM
Sold · Jun ’26$3,200,000
139 Tequesta St, Islamorada FL 33070
5 bd · 4 ba · 3,559 sqft · $899/sqft · 7 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 146 Mockingbird Rd — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 146 Mockingbird Rd — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
146 Mockingbird Rd FAQs
What would the monthly payment be for 146 Mockingbird Rd, Tavernier FL 33070?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $363/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 146 Mockingbird Rd, Tavernier FL 33070?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tavernier?+
At $28,000, this home is listed about 97% below the Tavernier median of $925,000. The market section on this page shows how the area is trending.
Which schools are assigned to 146 Mockingbird Rd, Tavernier FL 33070?+
Coral Shores High School (high) — Monroe County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the TAVERNIER 33070 market on paper
$28,000 is 97% below the TAVERNIER 33070 median of $895,000, and at $7/sqft it sits under the Tavernier average of $1,672.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
149 days on market against a Tavernier median of 64 — sellers in this position are usually ready to negotiate.
Listing courtesy of Douglas Elliman · Nancy Jimenez PA. MLS #A11977484.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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