945 NE 34th Ave # 204, Homestead FL 33033, HOMESTEAD, FL, 33033
Active161 days on marketListed Mar 10, 2026MLS #A11977332
About this home
945 NE 34th Ave # 204, Homestead FL 33033
Excellent investment opportunity in the gated community of Monterey at Malibu Bay in Homestead. Spacious and well-maintained 3-bedroom, 2-bathroom second-floor condo offering a functional layout with comfortable living and dining areas, ample natural light, and a practical kitchen design. This property is currently rented for $2,300 per month with a lease in place through August 2026, providing immediate and stable rental income for investors. Located in a well-maintained gated community featuring resort-style amenities including a clubhouse, swimming pool, fitness center, and recreational areas. The property offers convenient access to major highways, shopping centers, restaurants, schools, and everyday conveniences. Homestead continues to experience strong rental demand, making this unit an attractive long-term investment opportunity. Ideal for investors seeking a property with reliable cash flow already in place.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,176
Sqft
2005
Year built
$238
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,839 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,839/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+12.1%
$/sqft vs MONTEREY AT MALIBU BAY CO
$238 vs $261
Days on market
161 vs 57 typical
Where $238/sqft sits among the 8 homes for sale in MONTEREY AT MALIBU BAY CO
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Malibu Bay
Get to know Homestead. See the full Homestead guide →
Malibu Bay — neighborhood snapshot
Population
3,812
Median age
34
Median income
$79,263
Median home value
$314,500
Avg household
3
Households w/ children
468
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Homestead market
$461K → $488K
Homestead median sold, yr/yr
98.9%
Sale-to-list ratio (12 mo)
3 of 8
MONTEREY AT MALIBU BAY CO have cut their price
Median sold price, Homestead, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 12% below the HOMESTEAD 33033 median. See the full Homestead market guide →
Paper trail
This home's history
Reality check
What actually sold near 945 NE 34th Ave # 204
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$235,000
3390 NE 10th St # 201, Homestead FL 33033 · same community
3 bd · 2 ba · 1,176 sqft · $200/sqft · 148 DOM
Sold · Oct ’25$260,000
3395 NE 9th Dr # 204, Homestead FL 33033 · same community
3 bd · 2 ba · 1,176 sqft · $221/sqft · 31 DOM
Sold · Apr ’26$230,000
985 NE 33rd Ter # 102, Homestead FL 33033 · same community
2 bd · 2 ba · 920 sqft · $250/sqft · 41 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 945 NE 34th Ave # 204 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 945 NE 34th Ave # 204 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
945 NE 34th Ave # 204 FAQs
What would the monthly payment be for 945 NE 34th Ave # 204, Homestead FL 33033?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,839/mo — principal and interest, the actual property-tax bill, the $365/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 945 NE 34th Ave # 204, Homestead FL 33033?+
The association fee works out to $365 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 945 NE 34th Ave # 204, Homestead FL 33033?+
The most recent tax bill on record (2025) was $6,504. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 945 NE 34th Ave # 204, Homestead FL 33033?+
The listing reports pets: Restrictions Or Possible Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Homestead?+
At $280,000, this home is listed about 38% below the Homestead median of $449,000. The market section on this page shows how the area is trending.
Which schools are assigned to 945 NE 34th Ave # 204, Homestead FL 33033?+
Title I Migrant Education Program (), Mandarin Lakes K-8 Academy (elementary), Homestead Senior High School (high), Redland Middle School (middle), Instructional Center System Wide (), District Instructional Center (Dic) () — Dade County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the HOMESTEAD 33033 market on paper
$280,000 is 12% below the HOMESTEAD 33033 median of $320,000, and at $238/sqft it sits under the Homestead average of $290.
02Lagoon views
The lagoon view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
161 days on market against a Homestead median of 57 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $298,000, now $280,000 — a $18K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of Xcellence · Asdrubal Faneite. MLS #A11977332.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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