650 Lugo Ave, Coral Gables FL 33156, CORAL GABLES, FL, 33156
Active166 days on marketListed Mar 3, 2026MLS #A11975789
About this home
650 Lugo Ave, Coral Gables FL 33156
Tip of the World on Lugo Avenue.Gables by the Sea Breathtaking location paired with a stunning contemporary residence. From every room, enjoy unparalleled 360° views framed by floor-to-ceiling impact glass windows & doors. The entrance door itself is a true showpiece, opening into soaring ceilings & a seamless flow of light-filled spaces. Choose your moment: sunrise, sunset ,the sparkling Miami skyline by night.Elevated & elegant, master suite features a spacious balcony overlooking Biscayne Bay. All-new. All-white.Effortless floor plan designed for modern living.The pool deck offers endless water views, complemented by a seawall . Gables by the Sea is a gated community w/Coral Gables Police patrol. 24/7 security. 3D tours, Matterport & videos available. Come see it. Fall in love.
Facts & features
The home at a glance
7
Bedrooms
4.5
Bathrooms
9,287
Sqft
2002
Year built
$3,015
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$175,723 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$175,723/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Coral Gables actives
$3,015 vs $1,006
Days on market
166 vs 67 typical
Where $3,015/sqft sits among the 279 Coral Gables actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Gables By The Sea
Get to know Coral Gables. See the full Coral Gables guide →
Gables By The Sea — neighborhood snapshot
Population
682
Median age
50
Median income
$250,001
Median home value
$1,945,100
Avg household
3
Households w/ children
105
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Coral Gables market
$1.6M → $1.3M
Coral Gables median sold, yr/yr
96.2%
Sale-to-list ratio (12 mo)
25 of 279
Coral Gables actives have cut their price
This home is listed 5873% above the CORAL GABLES 33156 median. See the full Coral Gables market guide →
Paper trail
This home's history
Reality check
What actually sold near 650 Lugo Ave
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$5,000,000
1145 San Pedro Ave, Coral Gables FL 33156 · same community
4 bd · 4.5 ba · 3,601 sqft · $1,389/sqft · 222 DOM
Sold · Dec ’25$21,500,000
10840 Old Cutler Rd, Coral Gables FL 33156
7 bd · 9 ba · 9,258 sqft · $2,322/sqft · 21 DOM
Sold · Jun ’26$3,500,000
5770 SW 128th St, Pinecrest FL 33156
6 bd · 5 ba · 4,695 sqft · $745/sqft · 88 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 650 Lugo Ave — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 650 Lugo Ave — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
650 Lugo Ave FAQs
What would the monthly payment be for 650 Lugo Ave, Coral Gables FL 33156?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $175,723/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 650 Lugo Ave, Coral Gables FL 33156?+
The most recent tax bill on record (2025) was $167,711. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 650 Lugo Ave, Coral Gables FL 33156?+
The listing reports pets: Restrictions Or Possible Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Coral Gables?+
At $28,000,000, this home is listed about 1144% above the Coral Gables median of $2,250,000. The market section on this page shows how the area is trending.
Which schools are assigned to 650 Lugo Ave, Coral Gables FL 33156?+
Pinecrest Elementary School (elementary), Palmetto Middle School (middle), Miami Palmetto Senior High School (high), Instructional Center System Wide (), District Instructional Center (Dic) (), Title I Migrant Education Program () — Dade County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$28,000,000 runs 5873% above the CORAL GABLES 33156 median — but at 9,287 sqft it's also nearly 4 times the size of the typical Coral Gables listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
166 days on market against a Coral Gables median of 67 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Pinecrest Elementary School, Palmetto Middle School, Miami Palmetto Senior High School, Instructional Center System Wide, District Instructional Center (Dic), Title I Migrant Education Program — Pinecrest Elementary School rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of DLS International Realty · Brigitte De Langeron. MLS #A11975789.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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