212 Banyan Ln, Tavernier FL 33070, TAVERNIER, FL, 33070
Active161 days on marketListed Mar 2, 2026MLS #A11974971
About this home
212 Banyan Ln, Tavernier FL 33070
Turnkey Florida Keys retreat, already approved for short-term rentals! This amazing 5-bedroom, 3-bathroom home is the perfect blend of luxury lifestyle and income potential. Whether you're an investor seeking strong returns, a buyer looking for a vacation home, or planning your dream retirement in paradise, NO HOA . Comes with solar panels that save you $$$ Impact door and windows and beautiful outside space. Enjoy spacious living, a dedicated laundry room, a sparkling pool, and a beautiful gazebo designed for relaxing and entertaining under the gorgeous Florida Keys weather. The outdoor space alone creates the perfect tropical escape your guests, or your family will never want to leave. Income producer$ Ideally located just minutes from Harry Harris Park, where area residents enjoy access to the boat ramp, dock, beach, and full amenities. Even better, an additional boat ramp is just steps from the property, making this a dream for boating and water sport enthusiasts. Surrounded by top attractions, renowned Tavernier restaurants, jet ski and kayak rentals, fishing charters, and vibrant nightlife, yet still offering incredible peace and tranquility, this location truly offers the best of the Keys lifestyle. Inventory in this area is extremely limited, and properties already set up for short-term rental like this are rare. Use it as your private Florida Keys paradise, a high-performing vacation rental, or both, opportunities like this do not last.
Facts & features
The home at a glance
5
Bedrooms
4
Bathrooms
1,467
Sqft
1982
Year built
$1,227
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$10,957 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$10,957/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Tavernier actives
$1,227 vs $867
Days on market
161 vs 64 typical
Where $1,227/sqft sits among the 24 Tavernier actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tavernier
Get to know Tavernier. See the full Tavernier guide →
TAVERNIER 33070 — neighborhood snapshot
Population
5,614
Median age
53
Median income
$77,228
Median home value
$695,000
Avg household
2.25
Households w/ children
467
For the school run
Monroe County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tavernier market
$620K → $540K
Tavernier median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
2 of 24
Tavernier actives have cut their price
Median sold price, Tavernier, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 101% above the TAVERNIER 33070 median. See the full Tavernier market guide →
Paper trail
This home's history
Reality check
What actually sold near 212 Banyan Ln
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$740,000
211 Banyan Ln, Tavernier FL 33070 · same community
3 bd · 2 ba · 1,464 sqft · $505/sqft · 35 DOM
Sold · May ’26$690,000
311 Oleander Dr, Tavernier FL 33070 · same community
3 bd · 2 ba · 1,416 sqft · $487/sqft · 1 DOM
Sold · Nov ’25$3,645,000
257 Normandy Dr, Tavernier FL 33070 · same community
3 bd · 2 ba · 1,620 sqft · $2,250/sqft · 9 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 212 Banyan Ln — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 212 Banyan Ln — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
212 Banyan Ln FAQs
What would the monthly payment be for 212 Banyan Ln, Tavernier FL 33070?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $10,957/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 212 Banyan Ln, Tavernier FL 33070?+
The most recent tax bill on record (2025) was $4,912. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 212 Banyan Ln, Tavernier FL 33070?+
The listing reports pets: Maximum 20 Lbs. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tavernier?+
At $1,800,000, this home is listed about 95% above the Tavernier median of $925,000. The market section on this page shows how the area is trending.
Which schools are assigned to 212 Banyan Ln, Tavernier FL 33070?+
Coral Shores High School (high) — Monroe County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,800,000 runs 101% above the TAVERNIER 33070 median.
02Canal views
The canal view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
161 days on market against a Tavernier median of 64 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $1,900,000, now $1,800,000 — a $100K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of Dalton Wade Inc · Adriana Gonzalez. MLS #A11974971.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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