David Ramirez
$550,0001 bd2 ba1,200 sqft$458 /sqft$5,093 /mo all-in ↓

8877 Collins Avenue # 506, Surfside FL 33154, SURFSIDE, FL, 33154

Active156 days on marketListed Mar 2, 2026MLS #A11974765

CondominiumCHAMPLAIN TOWERS NORTH

About this home

8877 Collins Avenue # 506, Surfside FL 33154

BEST PRICED in the building! Spacious 1 bed/2 full baths. Steps from the beach. Tile floor throughout, washer and dryer inside unit. Plenty of light and a lot of storage, pets allowed emotional Support Animal with valid registration. available For Lease.

Facts & features

The home at a glance

1

Bedrooms

2

Bathrooms

1,200

Sqft

1

Garage

1981

Year built

$458

Per sqft

Garden View & Pool Area View & Water View view

Inside

FlooringCeramic Floor · Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Refrigerator · Washer
InteriorFirst Floor Entry · Walk-In Closet(s) · Den/Library/Office · Storage
CoolingCentral Air
HeatingCentral

Outside & construction

ConstructionConcrete Block Construction · CBS Construction
ViewGarden View · Pool Area View · Water View
FacesWest
Parking1 Space · Assigned · Parking-Under Building · Limited # Of Vehicle
ExteriorOther · Barbeque · Open Balcony

Community & fees

HOA fee$862/mo
Taxes (2025)$7,080/yr
PetsNo

Utilities & systems

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$5,093 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,238
FHA mortgage insurance (est.)$243
Property tax — 2025 actual bill$590
Condo fee — from the listing$862
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $19,250Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $19,250
Interest rate6.00%
Loan term

Estimated payment

$5,093/mo

Principal & interest$3,238
FHA mortgage insurance (est.)$243
Property taxes (actual bill)$590
HOA / condo fee$862
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $550K
$520KedgeAI estimate $689,235 · range $542K$944K$982K

vs edgeAI estimate

−20.2%

$/sqft vs Surfside actives

$458 vs $834

Days on market

156 vs 99 typical

Where $458/sqft sits among the 103 Surfside actives

69 · this home
14
2
1
3
14
$458–1056$1056–1654$1654–2252$2252–2851$2851–3449$3449+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Surfside

Map of 8877 Collins Avenue # 506, Surfside FL 33154

Get to know Surfside. See the full Surfside guide →

SURFSIDE 33154 — neighborhood snapshot

Population

14,435

Median age

40.9

Median income

$87,806

Median home value

$741,400

Avg household

2.58

Households w/ children

1,804

For the school run

Dade County School District

ElementaryRuth K. Broad Bay Harbor K-8 Center★★★★★
MiddleMiami Beach Nautilus Middle School★★★★★
HighMiami Beach Senior High School★★★★★
District Instructional Center (Dic)
Instructional Center System Wide
Title I Migrant Education Program

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Surfside market

Seller’s marketLeans buyer24.0 months of inventoryBuyer’s market

$1.8M$5.2M

Surfside median sold, yr/yr

93.8%

Sale-to-list ratio (12 mo)

3 of 103

Surfside actives have cut their price

This home is listed 58% above the SURFSIDE 33154 median. See the full Surfside market guide →

Paper trail

This home's history

Mar 2, 2026Listed at $550,000 · 156 days on market since
1981Built · CHAMPLAIN TOWERS NORTH

Reality check

What actually sold near 8877 Collins Avenue # 506

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

900 Bay Dr # 905, Miami Beach FL 33141Sold · Sep ’25

$350,000

900 Bay Dr # 905, Miami Beach FL 33141

2 bd · 2 ba · 1,147 sqft · $305/sqft · 59 DOM

7300 Wayne Ave # 211, Miami Beach FL 33141Sold · May ’26

$260,000

7300 Wayne Ave # 211, Miami Beach FL 33141

2 bd · 2 ba · 1,083 sqft · $240/sqft · 10 DOM

7300 Wayne Ave # 405, Miami Beach FL 33141Sold · Jul ’26

$345,000

7300 Wayne Ave # 405, Miami Beach FL 33141

2 bd · 2 ba · 1,073 sqft · $322/sqft · 111 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 8877 Collins Avenue # 506 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 8877 Collins Avenue # 506 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

8877 Collins Avenue # 506 FAQs

What would the monthly payment be for 8877 Collins Avenue # 506, Surfside FL 33154?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $5,093/mo — principal and interest, the actual property-tax bill, the $862/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 8877 Collins Avenue # 506, Surfside FL 33154?+

The association fee works out to $862 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 8877 Collins Avenue # 506, Surfside FL 33154?+

The most recent tax bill on record (2025) was $7,080. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 8877 Collins Avenue # 506, Surfside FL 33154?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Surfside?+

At $550,000, this home is listed about 49% below the Surfside median of $1,075,000. The market section on this page shows how the area is trending.

Which schools are assigned to 8877 Collins Avenue # 506, Surfside FL 33154?+

Ruth K. Broad Bay Harbor K-8 Center (elementary), Miami Beach Nautilus Middle School (middle), Miami Beach Senior High School (high), District Instructional Center (Dic) (), Instructional Center System Wide (), Title I Migrant Education Program () — Dade County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$550,000 runs 58% above the SURFSIDE 33154 median.

02Garden View & Pool Area View & Water View views

The garden view and pool area view and water view view is part of what you're buying — views hold value independently of the structure.

03Know the monthly fee

The association fee is $862/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

04Strong assigned schools

Ruth K. Broad Bay Harbor K-8 Center, Miami Beach Nautilus Middle School, Miami Beach Senior High School, District Instructional Center (Dic), Instructional Center System Wide, Title I Migrant Education Program — Ruth K. Broad Bay Harbor K-8 Center rates 5 of 5. Always verify assignments with the district.

Listing courtesy of Elimar Realty Inc · Elina Lopez. MLS #A11974765.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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