1218 Mockingbird Rd, Key Largo FL 33037, KEY LARGO, FL, 33037
Active159 days on marketListed Feb 28, 2026MLS #A11973941
About this home
1218 Mockingbird Rd, Key Largo FL 33037
1218 Mockingbird Rd, Key Largo, FL 33037 tropical luxury coastal living in the heart of Key Largo turn key on Oceanside Canal 700 feet to the open ocean four bedrooms, three baths 3065 feet living square feet lot is 7645 ft.² parking for four cars +2 in carport 70 feet of seawall with a boat cut in and a lift 16,000 pounds can accommodate a 30 foot boat also a lift for two jet skis home was remodeled in the year 2000 2011 2019 the master suite is on the entire third floor. It was made for a queen, absolutely beautiful, walk-in shower, jetted tub, private commode, area windows overlooking the water. Second floor, gourmet kitchen with new subzero refrigerator double door six burner gas stove. granite countertops throughout. large living room and dining area overlooking the water walk out onto the wraparound porch, which is beautiful. two bedrooms and a bath on the second floor. first floor walk in large family room, walk-in shower and bathroom storage area. overlooking the water. walk out onto the large covered patio with a hot tub and a bar when home was remodeled it was all done with hurricane sliding patio doors and windows throughout and a commercial metal roof. Home has never had any hurricane damage sits high and dry. Don’t miss out on this great opportunity to own the tropical paradise.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
3,023
Sqft
1992
Year built
$693
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$13,321 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$13,321/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Key Largo actives
$693 vs $727
Days on market
159 vs 71 typical
Where $693/sqft sits among the 110 Key Largo actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Key Largo
Get to know Key Largo. See the full Key Largo guide →
KEY LARGO 33037 — neighborhood snapshot
Population
13,674
Median age
54.2
Median income
$80,911
Median home value
$660,700
Avg household
2.34
Households w/ children
999
For the school run
Monroe County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Key Largo market
$1.1M → $910K
Key Largo median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
10 of 110
Key Largo actives have cut their price
Median sold price, Key Largo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 201% above the KEY LARGO 33037 median. See the full Key Largo market guide →
Paper trail
This home's history
Reality check
What actually sold near 1218 Mockingbird Rd
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$1,143,000
94825 Overseas Highway # 204, Key Largo FL 33037
3 bd · 3 ba · 1,737 sqft · $658/sqft · 181 DOM
Sold · Dec ’25$750,000
94825 Overseas Hwy, Key Largo FL 33037
3 bd · 3 ba · 1,650 sqft · $455/sqft · 567 DOM
Sold · Mar ’26$1,700,000
127 Peace Ave, Key Largo FL 33070
3 bd · 3 ba · 1,628 sqft · $1,044/sqft · 26 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1218 Mockingbird Rd — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1218 Mockingbird Rd — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1218 Mockingbird Rd FAQs
What would the monthly payment be for 1218 Mockingbird Rd, Key Largo FL 33037?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $13,321/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1218 Mockingbird Rd, Key Largo FL 33037?+
The most recent tax bill on record (2024) was $12,850. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Key Largo?+
At $2,095,000, this home is listed about 139% above the Key Largo median of $877,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1218 Mockingbird Rd, Key Largo FL 33037?+
Coral Shores High School (high) — Monroe County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$2,095,000 runs 201% above the KEY LARGO 33037 median — but at 3,023 sqft it's also nearly twice the size of the typical Key Largo listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
159 days on market against a Key Largo median of 71 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $2,495,000, now $2,095,000 — a $400K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of Beycome of Florida LLC · Steven Koleno. MLS #A11973941.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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