David Ramirez
$1,499,9994 bd3 ba1,840 sqft$815 /sqft$9,672 /mo all-in ↓

227 Sombrero Beach Rd, Marathon FL 33050, MARATHON, FL, 33050

Active160 days on marketListed Feb 27, 2026MLS #A11973480

WaterfrontSingle Family ResidenceANGLERS AT SOMBRERO

About this home

227 Sombrero Beach Rd, Marathon FL 33050

Beautifully situated in iconic Sombrero Beach, this open-water retreat showcases breathtaking ocean views with ever-changing shades of turquoise and deep blue. Offering 4 bedrooms and 3 bathrooms, the home is filled with charm and coastal character. A covered lanai provides the perfect setting for outdoor dining and relaxation, while the upstairs sun deck invites you to soak in sweeping water views and refreshing sea breezes. The spacious outdoor area is ideal for entertaining or simply unwinding in your own private oasis. Located in a golf-cart-friendly, you can easily bike or walk to the grocery store and several of Marathon’s top restaurants—making this one of the most desirable areas in the Keys. Just a quarter of a mile away, you’ll also find a local golf course, adding even more recreational appeal right at your doorstep. Enjoy community gatherings at Sombrero Beach, including the famous Fourth of July celebration and fireworks. Weekly vacation rentals are permitted, offering excellent flexibility and income potential. Whether you're looking for a luxury vacation retreat, an income-producing property, or a full-time island residence, this is more than a home — it’s a lifestyle. A rare opportunity in one of Marathon’s most sought-after neighborhoods, where privacy, panoramic ocean views, nearby golf, and the relaxed island lifestyle blend seamlessly. No Association.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

1,840

Sqft

2

Garage

2017

Year built

$815

Per sqft

WaterfrontCanal & Pool view

Inside

AppliancesDishwasher · Electric Water Heater · Microwave · Electric Range · Refrigerator · Washer
InteriorOther · Recreation Room
LaundryWasher/Dryer Hook-Up
CoolingCentral Air
HeatingCentral

Outside & construction

RoofOther
ConstructionOther
ViewCanal · Pool
FacesEast
ParkingCovered · Golf Cart Parking · Guest · Rv/Boat Parking
ExteriorBarbeque

Community & fees

Taxes (2025)$10,272/yr
CommunityBoating · Gated Community

Utilities & systems

WaterMunicipal Water

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$9,672 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$8,094
PMI (est., until 20% equity)$562
Property tax — 2025 actual bill$856
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $150,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $150,000
Interest rate6.00%
Loan term

Estimated payment

$9,672/mo

Principal & interest$8,094
PMI (est., until 20% equity)$562
Property taxes (actual bill)$856
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Marathon actives

$815 vs $661

Days on market

160 vs 94 typical

Where $815/sqft sits among the 47 Marathon actives

3
19
10 · this home
4
5
6
$213–415$415–617$617–818$818–1020$1020–1221$1221+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Sombrero Prop Plat

Map of 227 Sombrero Beach Rd, Marathon FL 33050 inside its neighborhood boundary

Get to know Marathon. See the full Marathon guide →

Sombrero Prop Plat — neighborhood snapshot

Population

88

Median age

45

Median income

$85,347

Median home value

$795,400

Avg household

3

Households w/ children

18%

For the school run

Monroe County School District

HighMarathon School★★★★★
ElementaryStanley Switlik Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Marathon market

Seller’s marketLeans buyer28.9 months of inventoryBuyer’s market

$1.1M$815K

Marathon median sold, yr/yr

95.6%

Sale-to-list ratio (12 mo)

4 of 47

Marathon actives have cut their price

Median sold price, Marathon, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 135% above the MARATHON 33050 median. See the full Marathon market guide →

Paper trail

This home's history

Feb 27, 2026Listed at $1,499,999 · 160 days on market since
2017Built · ANGLERS AT SOMBRERO

Reality check

What actually sold near 227 Sombrero Beach Rd

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

223 Sombrero Beach Boulevard # 1, Marathon FL 33050Sold · Dec ’25

$1,325,000

223 Sombrero Beach Boulevard # 1, Marathon FL 33050 · same community

4 bd · 3 ba · 1,840 sqft · $720/sqft · 51 DOM

Nearby listingSold · May ’26

$1,151,000

Nearby listing · same community

4 bd · 3 ba · 1,888 sqft · $610/sqft · 255 DOM

7951 Gulfstream Blvd, Marathon FL 33050Sold · Feb ’26

$625,000

7951 Gulfstream Blvd, Marathon FL 33050

3 bd · 2 ba · 1,538 sqft · $406/sqft · 290 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 227 Sombrero Beach Rd — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 227 Sombrero Beach Rd — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

227 Sombrero Beach Rd FAQs

What would the monthly payment be for 227 Sombrero Beach Rd, Marathon FL 33050?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $9,672/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 227 Sombrero Beach Rd, Marathon FL 33050?+

The most recent tax bill on record (2025) was $10,272. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Marathon?+

At $1,499,999, this home is listed about 69% above the Marathon median of $885,000. The market section on this page shows how the area is trending.

Which schools are assigned to 227 Sombrero Beach Rd, Marathon FL 33050?+

Marathon School (high), Stanley Switlik Elementary School (elementary) — Monroe County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of Doral Real Estate Center, LLC · Debra Campos. MLS #A11973480.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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