2 Janet Pl, Key Largo FL 33037, KEY LARGO, FL, 33037
Active161 days on marketListed Feb 25, 2026MLS #A11971775
About this home
2 Janet Pl, Key Largo FL 33037
Price just reduced for a quick sale! Excellent opportunity to own a buildable lot in a desirable Key Largo location. Property is being sold for land value only. Seller is offering a generous $11,000 contribution at closing toward demolition of the existing structure and debris removal—saving you time and upfront costs. Lot measures approximately 50’ x 100’ with water, sewer, and electric already on site, making it ready for your future plans. Ideal for investors or buyers looking to build in the Florida Keys.
Facts & features
The home at a glance
0.11 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,463 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,463/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Largo Gardens
Get to know Key Largo. See the full Key Largo guide →
Largo Gardens — neighborhood snapshot
Population
1,012
Median age
43
Median income
$75,692
Median home value
$466,100
Avg household
3
Households w/ children
113
For the school run
Monroe County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Key Largo market
$1.1M → $910K
Key Largo median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
Median sold price, Key Largo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 50% below the KEY LARGO 33037 median. See the full Key Largo market guide →
Paper trail
This home's history
Reality check
What actually sold near 2 Janet Pl
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$680,000
325 Calusa Street, Key Largo FL 33037
2 bd · 2 ba · 63 DOM
Sold · Aug ’25$395,000
325 Calusa Street Lot 353, Key Largo FL 33037
2 bd · 1 ba · 63 DOM
Sold · May ’26$540,000
325 Calusa Street Lot 245, Key Largo FL 33037
2 bd · 1.5 ba · 419 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2 Janet Pl — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2 Janet Pl — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2 Janet Pl FAQs
What would the monthly payment be for 2 Janet Pl, Key Largo FL 33037?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,463/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2 Janet Pl, Key Largo FL 33037?+
The most recent tax bill on record (2025) was $1,051. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Key Largo?+
At $350,000, this home is listed about 60% below the Key Largo median of $877,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2 Janet Pl, Key Largo FL 33037?+
Coral Shores High School (high) — Monroe County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the KEY LARGO 33037 market on paper
$350,000 is 50% below the KEY LARGO 33037 median of $695,000.
02Time on market is leverage
161 days on market against a Key Largo median of 71 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $375,000, now $350,000 — a $25K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of Apple Realty Group, Inc. · Alice Fields. MLS #A11971775.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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