890 NE 138th St, North Miami FL 33161, NORTH MIAMI, FL, 33161
Active176 days on marketListed Feb 22, 2026MLS #A11969823
About this home
890 NE 138th St, North Miami FL 33161
This charming 2 bed 1 bath home is nestled in the heart of North Miami. Set on an expansive 9,000 sq ft lot, residence offers a rare combination of space, character, and potential. The home features classic Miami architecture with CBS construction. New 3-year-old roof, impact windows and doors with custom FL shutters, termite treated, well maintained. Inside, you’ll find a bright, functional layout with well-proportioned rooms. The oversized lot provides endless opportunities—expand, add outdoor living spaces, create a garden oasis, or design the backyard of your dreams. Minutes from parks, schools, shopping, dining, and major highways, making daily living convenient. Right next to new Aquatic Olympic Swimming center soon to be built! See pics and attached brochure.
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
1,214
Sqft
1
Garage
1947
Year built
$424
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,518 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,518/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+5.7%
$/sqft vs North Miami actives
$424 vs $267
Days on market
176 vs 78 typical
Where $424/sqft sits among the 365 North Miami actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Central
Get to know North Miami. See the full North Miami guide →
Central — neighborhood snapshot
Population
36,149
Median age
37
Median income
$56,006
Median home value
$331,786
Avg household
3
Households w/ children
4,191
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The North Miami market
$555K → $538K
North Miami median sold, yr/yr
95.4%
Sale-to-list ratio (12 mo)
30 of 365
North Miami actives have cut their price
Median sold price, North Miami, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 296% above the NORTH MIAMI 33161 median. See the full North Miami market guide →
Paper trail
This home's history
Reality check
What actually sold near 890 NE 138th St
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$450,000
620 NE 137th St, North Miami FL 33161 · same community
4 bd · 2 ba · 1,158 sqft · $389/sqft · 158 DOM
Sold · Jan ’26$475,000
841 NE 139th St, North Miami FL 33161 · same community
3 bd · 3 ba · 1,886 sqft · $252/sqft · 156 DOM
Sold · Jun ’26$740,000
1140 NE 139th St, North Miami FL 33161 · same community
5 bd · 3 ba · 88 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 890 NE 138th St — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 890 NE 138th St — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
890 NE 138th St FAQs
What would the monthly payment be for 890 NE 138th St, North Miami FL 33161?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,518/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 890 NE 138th St, North Miami FL 33161?+
The most recent tax bill on record (2025) was $1,186. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in North Miami?+
At $515,000, this home is listed about 75% above the North Miami median of $295,000. The market section on this page shows how the area is trending.
Which schools are assigned to 890 NE 138th St, North Miami FL 33161?+
Archcreek Elementary School (elementary), North Miami Middle School (middle), North Miami Senior High School (high), District Instructional Center (Dic) (), Instructional Center System Wide (), Title I Migrant Education Program () — Dade County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$515,000 runs 296% above the NORTH MIAMI 33161 median — but at 1,214 sqft it's also 16% larger than the typical North Miami listing.
02Garden views
The garden view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
176 days on market against a North Miami median of 78 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of United Realty Group Inc · Shevaun Gandy. MLS #A11969823.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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