312 NE 90th St, El Portal FL 33138, EL PORTAL, FL, 33138
Active177 days on marketListed Feb 23, 2026MLS #A11969536
About this home
312 NE 90th St, El Portal FL 33138
Located in the Village of El Portal, this fully renovated 4BD/3BA home offers 2,310 SF of modern living on an oversized double lot with over 14,000 sf. Interiors feature Elegant 32” x 72” large-format porcelain flooring and exclusive Italian porcelain countertops. Brand-new impact windows provide storm protection and energy efficiency. The expansive backyard offers ample space to build a resort-style pool and outdoor entertaining area. Situated on a quiet, tree-lined street just minutes from Miami Shores, the Design District, Wynwood, and Downtown. A rare opportunity to own a move-in-ready home on a true double lot in one of Miami’s most desirable residential enclaves.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,310
Sqft
1948
Year built
$779
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$12,294 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$12,294/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−7.6%
$/sqft vs El Portal actives
$779 vs $713
Days on market
177 vs 98 typical
Where $779/sqft sits among the 6 El Portal actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside El Portal
Get to know El Portal. See the full El Portal guide →
EL PORTAL 33138 — neighborhood snapshot
Population
28,871
Median age
40.1
Median income
$71,518
Median home value
$686,300
Avg household
2.29
Households w/ children
3,077
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The El Portal market
$975K → $1.2M
El Portal median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
0 of 6
El Portal actives have cut their price
This home is listed 445% above the EL PORTAL 33138 median. See the full El Portal market guide →
Paper trail
This home's history
Reality check
What actually sold near 312 NE 90th St
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$1,090,000
420 NE 90th St, El Portal FL 33138 · same community
5 bd · 3.5 ba · 2,465 sqft · $442/sqft · 249 DOM
Sold · Oct ’25$285,000
8701 N WILLOW AVENUE · same community
5 bd · 3.5 ba · 2,117 sqft · $135/sqft · 10 DOM
Sold · Oct ’25$609,300
1201 W YUKON STREET · same community
3 bd · 3 ba · 2,071 sqft · $294/sqft · 3 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 312 NE 90th St — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 312 NE 90th St — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
312 NE 90th St FAQs
What would the monthly payment be for 312 NE 90th St, El Portal FL 33138?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $12,294/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 312 NE 90th St, El Portal FL 33138?+
The most recent tax bill on record (2025) was $21,030. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in El Portal?+
At $1,799,000, this home is listed about 38% above the El Portal median of $1,300,000. The market section on this page shows how the area is trending.
Which schools are assigned to 312 NE 90th St, El Portal FL 33138?+
Miami Shores Elementary School (elementary), Horace Mann Middle School (middle), Miami Edison Senior High School (high), District Instructional Center (Dic) (), Instructional Center System Wide (), Title I Migrant Education Program () — Dade County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,799,000 runs 445% above the EL PORTAL 33138 median — but at 2,310 sqft it's also 17% larger than the typical El Portal listing.
02Garden views
The garden view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $1,899,000, now $1,799,000 — a $100K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of Ancona Real Estate Inc · Tomas Kuskunov. MLS #A11969536.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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