David Ramirez
$1,113,000$1,250,0004 bd3 ba$7,065 /mo all-in ↓

1209 County Rd 78, La Belle FL 33935, LA BELLE, FL, 33935

Active172 days on marketListed Feb 19, 2026MLS #A11968894

Reduced $137KWaterfrontSingle Family ResidenceNorth Labelle

About this home

1209 County Rd 78, La Belle FL 33935

Navigate Florida's iconic waterways from Port St. Lucie on the Atlantic all the way to Fort Myers on the Gulf - right from your backyard. This impressive 4 bedroom 3 bath home offers 2985 SF of beautifully finished living space, plus an additional 2500 SF basement, currently used as a workshop with a view, but can easily be transformed into more living space, a guest suite, or a fully separate apartment. Set on 2.5 oak laden acres, the property also includes a 125' concrete slab, the perfect foundation for a Butler building, workshop, storage facility or future expansion. With 130 feet of pristine frontage on the Calooshatchee River, a boathouse and deck, you'll enjoy effortless access to the water and endless opportunities for adventure. And the views - sunrise to sunset, every single day - are nothing short of spectacular. Step outside to outdoor livng spaces galore, ideal for entertaining, relaxing, and soaking in the beauty of the riverfront lifestyle. A rare blend of space, freedom and waterfront living.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2

Garage

1976

Year built

WaterfrontIntracoastal View viewPets allowed

Inside

FlooringTile
AppliancesDishwasher · Dryer · Electric Water Heater · Microwave · Electric Range · Refrigerator · Washer
InteriorBuilt-in Features · Split Bedroom · Media Room · Storage · Utility Room/Laundry · Workshop
LaundryUtility Room/Laundry
CoolingCeiling Fan(s) · Central Air
HeatingElectric

Outside & construction

RoofMetal Roof
ConstructionConcrete Block Construction
ViewIntracoastal View
FacesNorth
ParkingAdditional Spaces Available · Rv/Boat Parking
ExteriorRoom For Pool

Community & fees

Taxes (2024)$5,782/yr
PetsYes
CommunityNone

Utilities & systems

WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$7,065 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$6,006
PMI (est., until 20% equity)$417
Property tax — 2024 actual bill$482
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $111,300Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $111,300
Interest rate6.00%
Loan term

Estimated payment

$7,065/mo

Principal & interest$6,006
PMI (est., until 20% equity)$417
Property taxes (actual bill)$482
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside La Belle

Map of 1209 County Rd 78, La Belle FL 33935

Get to know La Belle. See the full La Belle guide →

LA BELLE 33935 — neighborhood snapshot

Population

22,254

Median age

36.2

Median income

$50,184

Median home value

$192,500

Avg household

2.7

Households w/ children

3,024

For the school run

Hendry County School District

ElementaryLabelle Elementary School★★★★★
HighLabelle High School★★★★★
MiddleLabelle Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The La Belle market

Seller’s marketLeans buyer14.5 months of inventoryBuyer’s market

$309K$282K

La Belle median sold, yr/yr

This home is listed 1013% above the LA BELLE 33935 median. See the full La Belle market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,113,000 $137K
Feb 19, 2026Listed at $1,250,000 · 172 days on market since
1976Built · North Labelle

Reality check

What actually sold near 1209 County Rd 78

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2306 County Rd 78, Other City - In The State Of Florida FL 33935Sold · May ’26

$125,000

2306 County Rd 78, Other City - In The State Of Florida FL 33935 · same community

3 bd · 2 ba · 399 DOM

2310 County Rd 78, Other City - In The State Of Florida FL 33935Sold · May ’26

$155,000

2310 County Rd 78, Other City - In The State Of Florida FL 33935

3 bd · 2 ba · 8 DOM

270 River Oaks Dr, La Belle FL 33935Sold · Apr ’26

$500,000

270 River Oaks Dr, La Belle FL 33935

3 bd · 2 ba · 155 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1209 County Rd 78 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1209 County Rd 78 — before you fall in love.

See it in person

Schedule a tour

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Straight answers

1209 County Rd 78 FAQs

What would the monthly payment be for 1209 County Rd 78, La Belle FL 33935?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,065/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1209 County Rd 78, La Belle FL 33935?+

The most recent tax bill on record (2024) was $5,782. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1209 County Rd 78, La Belle FL 33935?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in La Belle?+

At $1,113,000, this home is listed about 248% above the La Belle median of $319,900. The market section on this page shows how the area is trending.

Which schools are assigned to 1209 County Rd 78, La Belle FL 33935?+

Labelle Elementary School (elementary), Labelle High School (high), Labelle Middle School (middle) — Hendry County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$1,113,000 runs 1013% above the LA BELLE 33935 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

172 days on market against a La Belle median of 67 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $1,250,000, now $1,113,000 — a $137K cut. The full history is in the market section below.

Listing courtesy of Coldwell Banker Preferred Prop · Fred Elliott. MLS #A11968894.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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