2020 N Bayshore Dr # 3102, Miami FL 33137, MIAMI, FL, 33137
Active177 days on marketListed Feb 19, 2026MLS #A11968773
About this home
2020 N Bayshore Dr # 3102, Miami FL 33137
First time ever on the market! This exceptional high-floor residence at Paramount Bay, Unit 3102, offers a rare opportunity to own a never-before-listed home in one of Edgewater’s most desirable waterfront buildings. This 3 bdr + Den converted to bdr, 3.5 bathrooms Perched on the 31st floor, this expansive unit features breathtaking, unobstructed bay and city skyline views through floor-to-ceiling impact glass and an oversized private terrace ideal for sunrise mornings and evening entertaining. The thoughtfully designed split floor plan provides generous living and dining areas filled with natural light, an open chef’s kitchen with premium appliances, custom cabinetry, and stone countertops. The spacious primary suite includes a spa-inspired bath and ample closet space. Secondary bedrooms are well-proportioned with en-suite baths, offering comfort and privacy for guests or family. Paramount Bay is a full-service luxury building with resort-style amenities including 24-hour concierge, valet, state-of-the-art fitness center, spa treatment rooms, sunrise and sunset pools, and beautifully landscaped grounds. Located in the heart of Edgewater, just minutes from the Design District, Wynwood, Downtown Miami, and Miami Beach. A truly unique opportunity to secure a high-floor residence that has never been offered for sale. Ideal as a primary residence or investment. Easy to show. Note: Some interior photos are virtually staged. No structural changes have been made to the unit
Facts & features
The home at a glance
3
Bedrooms
3.5
Bathrooms
2,201
Sqft
2
Garage
2010
Year built
$977
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$18,925 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$18,925/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+27.4%
$/sqft vs PARAMOUNT BAY CONDO
$977 vs $1,090
Days on market
177 vs 66 typical
Where $977/sqft sits among the 13 homes for sale in PARAMOUNT BAY CONDO
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Edgewater
Get to know Miami. See the full Miami guide →
Edgewater — neighborhood snapshot
Population
19,496
Median age
35
Median income
$117,257
Median home value
$420,344
Avg household
2
Households w/ children
1,579
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Miami market
$508K → $590K
Miami median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
0 of 13
PARAMOUNT BAY CONDO have cut their price
Median sold price, Miami, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 358% above the MIAMI 33137 median. See the full Miami market guide →
Paper trail
This home's history
Reality check
What actually sold near 2020 N Bayshore Dr # 3102
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$2,150,000
2020 N Bayshore Dr # 2302, Miami FL 33137 · same community
3 bd · 3.5 ba · 2,201 sqft · $977/sqft · 305 DOM
Sold · Oct ’25$1,430,000
2020 N Bayshore Dr # 1203, Miami FL 33137 · same community
3 bd · 3 ba · 1,708 sqft · $837/sqft · 142 DOM
Sold · Jan ’26$1,672,800
2020 N Bayshore Dr # 4103, Miami FL 33137 · same community
3 bd · 3 ba · 1,708 sqft · $979/sqft · 15 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2020 N Bayshore Dr # 3102 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2020 N Bayshore Dr # 3102 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2020 N Bayshore Dr # 3102 FAQs
What would the monthly payment be for 2020 N Bayshore Dr # 3102, Miami FL 33137?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $18,925/mo — principal and interest, the actual property-tax bill, the $3,404/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2020 N Bayshore Dr # 3102, Miami FL 33137?+
The association fee works out to $3,404 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2020 N Bayshore Dr # 3102, Miami FL 33137?+
The most recent tax bill on record (2025) was $35,440. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2020 N Bayshore Dr # 3102, Miami FL 33137?+
The listing reports pets: Restrictions Or Possible Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Miami?+
At $2,150,000, this home is listed about 252% above the Miami median of $610,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2020 N Bayshore Dr # 3102, Miami FL 33137?+
Eneida M. Hartner Elementary School (elementary), Jose De Diego Middle School (middle), District Instructional Center (Dic) (), Booker T. Washington Senior High (high), Instructional Center System Wide (), Title I Migrant Education Program () — Dade County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$2,150,000 runs 358% above the MIAMI 33137 median — but at 2,201 sqft it's also nearly twice the size of the typical Miami listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $3,404/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Time on market is leverage
177 days on market against a Miami median of 66 — sellers in this position are usually ready to negotiate.
05The price has already moved
Listed at $2,300,000, now $2,150,000 — a $150K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of Miami Realty Solution Group · Leyla Saghir. MLS #A11968773.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
Never miss a listing
New Miami homes, in your inbox
Like 2020 N Bayshore Dr # 3102, Miami FL 33137 but not quite? A daily digest of every new listing in Miami — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →