David Ramirez
$6,995$8,5004 bd3 ba3,116 sqft$2 /sqft$211 /mo all-in ↓

30825 Ortega Ln, Big Pine FL 33043, BIG PINE, FL, 33043

Active171 days on marketListed Feb 16, 2026MLS #A11968675

Priced 99% below the BIG PINE 33043 medianReduced $2KWaterfrontFully furnishedSingle Family ResidenceDOCTORS ARM 1ST ADD

About this home

30825 Ortega Ln, Big Pine FL 33043

Welcome to your slice of paradise in Big Pine Key! This stunning property offers peace and privacy on a quiet street, just minutes from world class fishing, boating, and the natural beauty of Bahia Honda State Park. This charming home comes fully furnished and features an open-concept layout, modern updates, and coastal finishes throughout. relax on the covered porch, entertain on the spacious deck, or enjoy the tropical landscaping that surrounds the property. Whether you're seeking a full-time residence, vacation retreat, or investment opportunity, this home captures the essence of Florida Keys living. Don't miss out-schedule your private tour today!

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

3,116

Sqft

4

Garage

2013

Year built

$2

Per sqft

WaterfrontOther viewFurnished

Inside

FlooringMarble
AppliancesDishwasher · Dryer · Microwave · Other Equipment/Appliances · Refrigerator · Washer
FurnishedFurnished

Outside & construction

RoofMetal Roof
ConstructionCBS Construction
ViewOther
ParkingCovered

Community & fees

PetsNo
CommunityOther

Utilities & systems

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$211 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$41
FHA mortgage insurance (est.)$3
Est. property taxes (1.1%/yr)$6
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $245Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $245
Interest rate6.00%
Loan term

Estimated payment

$211/mo

Principal & interest$41
FHA mortgage insurance (est.)$3
Est. property taxes$6
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Big Pine actives

$2 vs $804

Days on market

171 vs 94 typical

Where $2/sqft sits among the 21 Big Pine actives

0 · this home
2
4
5
3
7
$2–216$216–430$430–644$644–858$858–1072$1072+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Big Pine

Map of 30825 Ortega Ln, Big Pine FL 33043

Get to know Big Pine. See the full Big Pine guide →

BIG PINE 33043 — neighborhood snapshot

Population

4,632

Median age

53.6

Median income

$92,955

Median home value

$563,700

Avg household

2.31

Households w/ children

418

For the school run

Monroe County School District

HighMarathon School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Big Pine market

Seller’s marketLeans buyer10.5 months of inventoryBuyer’s market

$703K$935K

Big Pine median sold, yr/yr

97.7%

Sale-to-list ratio (12 mo)

0 of 21

Big Pine actives have cut their price

This home is listed 99% below the BIG PINE 33043 median. See the full Big Pine market guide →

Paper trail

This home's history

CurrentPrice reduced to $6,995 $2K
Feb 16, 2026Listed at $8,500 · 171 days on market since
2013Built · DOCTORS ARM 1ST ADD

Reality check

What actually sold near 30825 Ortega Ln

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

Nearby listingSold · Sep ’25

$1,125,000

Nearby listing

3 bd · 2 ba · 1,890 sqft · $595/sqft · 95 DOM

Nearby listingSold · Jun ’26

$960,000

Nearby listing

3 bd · 2 ba · 1,398 sqft · $687/sqft · 353 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 30825 Ortega Ln — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 30825 Ortega Ln — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

By checking this box, I agree that CENTURY 21 Edge and my agent may call and text me — including by automated means and prerecorded or artificial voice — at any phone number I provide, about my inquiry and the services provided to me, and that calls with CENTURY 21 Edge are recorded. Consent is not a condition of buying or selling a home. Message and data rates may apply. Message frequency may vary. Reply STOP to opt out or HELP for help. See our Privacy Policy, Terms of Use and SMS Terms.

Goes straight to David’s phone and CRM.

Straight answers

30825 Ortega Ln FAQs

What would the monthly payment be for 30825 Ortega Ln, Big Pine FL 33043?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $211/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Are pets allowed at 30825 Ortega Ln, Big Pine FL 33043?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Big Pine?+

At $6,995, this home is listed about 99% below the Big Pine median of $1,055,000. The market section on this page shows how the area is trending.

Which schools are assigned to 30825 Ortega Ln, Big Pine FL 33043?+

Marathon School (high) — Monroe County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the BIG PINE 33043 market on paper

$6,995 is 99% below the BIG PINE 33043 median of $949,000, and at $2/sqft it sits under the Big Pine average of $855.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03The price has already moved

Listed at $8,500, now $6,995 — a $2K cut. The full history is in the market section below.

Keep looking

Similar homes nearby

Listing courtesy of Cervera Real Estate Inc. · Walter Vargas. MLS #A11968675.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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