David Ramirez
$7,995,850$7,995,950$46,304 /mo all-in ↓

00 Oracabessa, St. Mary, NA, NA

Active165 days on marketListed Feb 19, 2026MLS #A11968373

Reduced $100WaterfrontNA

About this home

00 Oracabessa, St. Mary, NA

An extraordinary gated oceanfront compound inspired by GoldenEye in Oracabessa, this estate delivers unmatched features for elevated Caribbean living. Enjoy direct beach access, multiple residences for guests or staff, a resort-style swimming pool, summer kitchen, expansive outdoor entertaining areas, and potential for yacht dockage. The lush grounds are filled with mature fruit trees, dense tropical landscaping, and total privacy. Inside, discover handcrafted Jamaican furnishings and turnkey luxury throughout. With room to expand and endless ocean views from sunrise to sunset, this is a rare, fully equipped waterfront sanctuary built for living, hosting, and legacy ownership.

Facts & features

The home at a glance

3.5 ac

Lot size

Waterfront

Inside

Outside & construction

FacesNortheast

Community & fees

Taxes (2025)$0/yr

Utilities & systems

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$46,304 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$43,145
PMI (est., until 20% equity)$2,998
Property tax — 2025 actual bill$0
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $799,585Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $799,585
Interest rate6.00%
Loan term

Estimated payment

$53,633/mo

Principal & interest$43,145
PMI (est., until 20% equity)$2,998
Est. property taxes$7,330
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Reality check

What actually sold near 00 Oracabessa

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5700 BONITA BEACH APT ROAD UNIT 503Sold · Jan ’26

$205,000

5700 BONITA BEACH APT ROAD UNIT 503 · same community

1 bd · 1 ba · 508 sqft · $404/sqft · 34 DOM

15933 OLD HIGHWAY 50Sold · Jan ’26

$200,000

15933 OLD HIGHWAY 50 · same community

2 bd · 1 ba · 905 sqft · $221/sqft · 0 DOM

9114 SE 12TH DRIVESold · Nov ’25

$229,000

9114 SE 12TH DRIVE · same community

2 bd · 2 ba · 920 sqft · $249/sqft · 6 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 00 Oracabessa — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 00 Oracabessa — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

00 Oracabessa FAQs

What would the monthly payment be for 00 Oracabessa, St. Mary, NA?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $46,304/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 00 Oracabessa, St. Mary, NA?+

The most recent tax bill on record (2025) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Listing courtesy of PRA And Company Realtors · Paul Atkinson. MLS #A11968373.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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