13108 SW 3rd St, Miami FL 33184, MIAMI, FL, 33184
Active175 days on marketListed Feb 17, 2026MLS #A11967318
About this home
13108 SW 3rd St, Miami FL 33184
Perfectly situated near Belen Jesuit Preparatory School and Conchita Espinosa Academy, this standout 4-bedroom, 2-bath residence offers space, versatility, and value. In addition to the spacious bedrooms, enjoy a private office and den—ideal for a mother-in-law suite, guest quarters, or flexible living. Bright, open living and dining areas flow into an eat-in kitchen, all complemented by tile floors, abundant natural light, a walk-in primary closet, newer central A/C, and a 2017 roof. The inviting Florida Room with cozy faux fireplace adds charm, while the lush backyard oasis showcases a sparkling pool—perfect for relaxing or entertaining. Located in a quiet yet convenient neighborhood near major roads and shopping, this home truly has it all!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,489
Sqft
1980
Year built
$321
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,144 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,144/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−15.2%
$/sqft vs Miami actives
$321 vs $513
Days on market
175 vs 66 typical
Where $321/sqft sits among the 400 Miami actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Miami
Get to know Miami. See the full Miami guide →
The numbers that matter
The Miami market
$508K → $590K
Miami median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
36 of 400
Miami actives have cut their price
Median sold price, Miami, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 166% above the MIAMI 33184 median. See the full Miami market guide →
Paper trail
This home's history
Reality check
What actually sold near 13108 SW 3rd St
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$820,000
13137 SW 3rd St, Miami FL 33184 · same community
4 bd · 2 ba · 1,959 sqft · $419/sqft · 98 DOM
Sold · Oct ’25$930,000
14246 SW 21st Ter, Miami FL 33175
5 bd · 3 ba · 2,454 sqft · $379/sqft · 172 DOM
Sold · Oct ’25$803,000
14240 SW 19TH TERRACE
3 bd · 2 ba · 2,387 sqft · $336/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 13108 SW 3rd St — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 13108 SW 3rd St — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
13108 SW 3rd St FAQs
What would the monthly payment be for 13108 SW 3rd St, Miami FL 33184?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,144/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 13108 SW 3rd St, Miami FL 33184?+
The most recent tax bill on record (2024) was $4,475. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 13108 SW 3rd St, Miami FL 33184?+
The listing reports pets: Restrictions Or Possible Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Miami?+
At $799,000, this home is listed about 31% above the Miami median of $610,000. The market section on this page shows how the area is trending.
The brief
Four things that matter here
01Positioned at the premium end
$799,000 runs 166% above the MIAMI 33184 median — but at 2,489 sqft it's also nearly twice the size of the typical Miami listing.
02Garden & Pool views
The garden and pool view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
175 days on market against a Miami median of 66 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $839,900, now $799,000 — a $41K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of Mato Realty, LLC · Becky Mato PA. MLS #A11967318.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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