2050 S Hibiscus Dr, North Miami FL 33181, NORTH MIAMI, FL, 33181
Active181 days on marketListed Feb 16, 2026MLS #A11966151
About this home
2050 S Hibiscus Dr, North Miami FL 33181
Hibiscus Drive Luxury Waterfront w/5118sqft under A/C residence in the guard-gated Keystone Point Islands with an 80’ dock, 50,000-lb boat lift, New seawall, and no fixed bridges to the open ocean. Completed in 2022 and impeccably maintained, this home offers 6 /5, including a primary suite on the first level and a second primary suite upstairs, provides flexibility for living and hosting.Bright open-concept interiors feature soaring ceilings, a custom wood staircase, a striking 48” Napoleon gas fireplace wrapped floor-to-ceiling in Taj Mahal stone with built-in cabinetry. Chef’s kitchen w/full Taj Mahal stone countertops, an oversized waterfall-edge island, Sub-Zero refrigerator/freezer, and a custom 3.5’ x 12’ L-shaped kitchen extension with prep sink, appliance cabinetry, double refrigerator drawers, and Perlick wine cooler. An elegant wet bar with addtl refrigeration enhances entertaining. Resort-style pool w/stone pool deck pavers and concrete pergola, and privacy landscaping. Boating amenities include the full-length 80’ TREX composite dock, 50,000-lb lift, and jet-ski davit, offering effortless access to Biscayne Bay and the open ocean. Addtl features include motorized front gate, whole-house and kitchen reverse osmosis water filtration, integrated built-in sound system, convenient laundry areas located on both levels, steam room in the cabanabth, Hunter Douglas Silhouette blinds, custom designer cabinetry and closets and premium stainless-steel garage storage.
Facts & features
The home at a glance
6
Bedrooms
5
Bathrooms
4,441
Sqft
2
Garage
2022
Year built
$1,486
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$43,445 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$43,445/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs North Miami actives
$1,486 vs $267
Days on market
181 vs 78 typical
Where $1,486/sqft sits among the 365 North Miami actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Keystone Point
Get to know North Miami. See the full North Miami guide →
Keystone Point — neighborhood snapshot
Population
2,029
Median age
40
Median income
$102,460
Median home value
$1,158,300
Avg household
2
Households w/ children
162
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The North Miami market
$555K → $538K
North Miami median sold, yr/yr
95.4%
Sale-to-list ratio (12 mo)
30 of 365
North Miami actives have cut their price
Median sold price, North Miami, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 3569% above the NORTH MIAMI 33181 median. See the full North Miami market guide →
Paper trail
This home's history
Reality check
What actually sold near 2050 S Hibiscus Dr
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$3,300,000
2140 Hibiscus Cir, North Miami FL 33181 · same community
4 bd · 3 ba · 3,823 sqft · $863/sqft · 186 DOM
Sold · May ’26$2,373,900
2055 Keystone Blvd, North Miami FL 33181 · same community
4 bd · 4 ba · 3,204 sqft · $741/sqft · 282 DOM
Sold · Dec ’25$2,100,000
2115 Keystone Blvd, North Miami FL 33181 · same community
2 bd · 2 ba · 1,869 sqft · $1,124/sqft · 11 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2050 S Hibiscus Dr — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2050 S Hibiscus Dr — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2050 S Hibiscus Dr FAQs
What would the monthly payment be for 2050 S Hibiscus Dr, North Miami FL 33181?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $43,445/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2050 S Hibiscus Dr, North Miami FL 33181?+
The most recent tax bill on record (2025) was $62,355. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in North Miami?+
At $6,600,000, this home is listed about 2137% above the North Miami median of $295,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2050 S Hibiscus Dr, North Miami FL 33181?+
David Lawrence Junior K-8 Center (elementary), North Miami Middle School (middle), Alonzo & Tracy Mourning Senior High School (high), District Instructional Center (Dic) (), Instructional Center System Wide (), Title I Migrant Education Program () — Dade County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$6,600,000 runs 3569% above the NORTH MIAMI 33181 median — but at 4,441 sqft it's also nearly 4 times the size of the typical North Miami listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
181 days on market against a North Miami median of 78 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $6,800,000, now $6,600,000 — a $200K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of International Unlimited Realty · Danett Marante. MLS #A11966151.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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