David Ramirez
$515,000$525,0003 bd3 ba1,432 sqft$360 /sqft$4,112 /mo all-in ↓

6485 SW 129th Ave, Miami FL 33183, MIAMI, FL, 33183

Active176 days on marketListed Feb 12, 2026MLS #A11965120

Reduced $10KTownhouseSUNSET HARBOUR SEC IV

About this home

6485 SW 129th Ave, Miami FL 33183

Great fully upgraded Townhouse in Sunset Harbour in Kendall! This comfortable 3 bedroom & 3 full bathroom offers a downstair Bedroom with a full bathroom, a very spacious living/dining area, updated kitchen complete granite countertops, wood cabinetry & SS appliances. The two bedrooms upstairs have a full bathroom each. Tile floor. Upgraded hurricane shutters. The low $95 per month HOA dues cover the common areas, such as pool, tennis, racket courts, & clubhouse. There are 2 assigned parking spaces right in front of unit, plus plenty of guest parking nearby. The backyard patio is wonderful & very private, near schools, shopping center, restaurants, major expressways. Great home for 1st time buyers! Come see it!

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

1,432

Sqft

1989

Year built

$360

Per sqft

None view

Inside

FlooringTile
AppliancesDishwasher · Dryer · Electric Water Heater · Microwave · Electric Range · Refrigerator · Washer
InteriorFirst Floor Entry · Pantry
CoolingCentral Air
HeatingElectric

Outside & construction

ConstructionCBS Construction
ViewNone
Parking2 Or More Spaces · Assigned · Guest
ExteriorOpen Balcony

Community & fees

HOA fee$95/mo
Taxes (2025)$7,167/yr
PetsMaximum 20 Lbs

Utilities & systems

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,112 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,032
FHA mortgage insurance (est.)$228
Property tax — 2025 actual bill$597
HOA fee — from the listing$95
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $18,025Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $18,025
Interest rate6.00%
Loan term

Estimated payment

$4,112/mo

Principal & interest$3,032
FHA mortgage insurance (est.)$228
Property taxes (actual bill)$597
HOA / condo fee$95
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $515K
$421KedgeAI estimate $463,872 · range $438K$528K$549K

vs edgeAI estimate

+11%

$/sqft vs Miami actives

$360 vs $513

Days on market

176 vs 66 typical

Where $360/sqft sits among the 400 Miami actives

158 · this home
105
54
29
19
35
$185–417$417–649$649–882$882–1114$1114–1346$1346+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Sunset Harbour

Map of 6485 SW 129th Ave, Miami FL 33183 inside its neighborhood boundary

Get to know Miami. See the full Miami guide →

Sunset Harbour — neighborhood snapshot

Population

2,279

Median age

46

Median income

$101,943

Median home value

$364,147

Avg household

3

Households w/ children

188

For the school run

Dade County School District

MiddleHoward D. McMillan Middle School★★★★★
HighMiami Sunset Senior High School★★★★★
ElementaryRoyal Green Elementary School★★★★★
Instructional Center System Wide
Title I Migrant Education Program
District Instructional Center (Dic)

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Miami market

Seller’s marketLeans buyer18.3 months of inventoryBuyer’s market

$508K$590K

Miami median sold, yr/yr

97.6%

Sale-to-list ratio (12 mo)

35 of 400

Miami actives have cut their price

Median sold price, Miami, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 124% above the MIAMI 33183 median. See the full Miami market guide →

Paper trail

This home's history

CurrentPrice reduced to $515,000 $10K
Feb 12, 2026Listed at $525,000 · 176 days on market since
1989Built · SUNSET HARBOUR SEC IV

Reality check

What actually sold near 6485 SW 129th Ave

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

6481 SW 129th Ave, Miami FL 33183Sold · Feb ’26

$460,000

6481 SW 129th Ave, Miami FL 33183 · same community

2 bd · 2 ba · 1,170 sqft · $393/sqft · 24 DOM

12849 SW 65th St, Miami FL 33183Sold · Jun ’26

$455,000

12849 SW 65th St, Miami FL 33183 · same community

2 bd · 2.5 ba · 1,170 sqft · $389/sqft · 55 DOM

6489 SW 129th Ave, Miami FL 33183Sold · Nov ’25

$420,000

6489 SW 129th Ave, Miami FL 33183 · same community

2 bd · 2 ba · 1,170 sqft · $359/sqft · 76 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 6485 SW 129th Ave — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 6485 SW 129th Ave — before you fall in love.

See it in person

Schedule a tour

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Straight answers

6485 SW 129th Ave FAQs

What would the monthly payment be for 6485 SW 129th Ave, Miami FL 33183?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,112/mo — principal and interest, the actual property-tax bill, the $95/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 6485 SW 129th Ave, Miami FL 33183?+

The association fee works out to $95 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 6485 SW 129th Ave, Miami FL 33183?+

The most recent tax bill on record (2025) was $7,167. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 6485 SW 129th Ave, Miami FL 33183?+

The listing reports pets: Maximum 20 Lbs. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Miami?+

At $515,000, this home is listed about 16% below the Miami median of $610,000. The market section on this page shows how the area is trending.

Which schools are assigned to 6485 SW 129th Ave, Miami FL 33183?+

Howard D. McMillan Middle School (middle), Miami Sunset Senior High School (high), Royal Green Elementary School (elementary), Instructional Center System Wide (), Title I Migrant Education Program (), District Instructional Center (Dic) () — Dade County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$515,000 runs 124% above the MIAMI 33183 median — but at 1,432 sqft it's also 19% larger than the typical Miami listing.

02None views

The none view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

176 days on market against a Miami median of 66 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $525,000, now $515,000 — a $10K cut. The full history is in the market section below.

Listing courtesy of Kendall Gables Realty Corp. · C. Margarita Mejia. MLS #A11965120.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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