4040 Crystal Lake Dr # 105, Deerfield Beach FL 33064, DEERFIELD BEACH, FL, 33064
Active195 days on marketListed Feb 4, 2026MLS #A11964455
About this home
4040 Crystal Lake Dr # 105, Deerfield Beach FL 33064
Meticulously maintained and move-in ready condominium offering 1,380 sq ft of comfortable living space. This spacious 2-bedroom, 2-bath residence features a desirable layout and a private terrace, perfect for enjoying Florida's year-round weather. The unit has been exceptionally cared for and is in excellent condition, with all required inspections completed and passed. The association is financially stable with a reasonable monthly fee and no current special assessments. Community amenities include a pool and BBQ area, adding lifestyle value for residents and guests alike. This property is especially attractive to second-home buyers and investors, as rentals are permitted with a minimum of 7 days' notice, subject to association approval (the approval process may take up to 30 days), providing flexibility and strong income potential—an excellent opportunity as a primary residence, seasonal retreat, or income-producing investment in a well-managed community.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,380
Sqft
1
Garage
1987
Year built
$175
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,757 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,757/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+11.7%
$/sqft vs Deerfield Beach actives
$175 vs $224
Days on market
195 vs 76 typical
Where $175/sqft sits among the 400 Deerfield Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Crystal Lake
Get to know Deerfield Beach. See the full Deerfield Beach guide →
Crystal Lake — neighborhood snapshot
Population
6,133
Median age
39
Median income
$71,379
Median home value
$300,238
Avg household
2
Households w/ children
762
For the school run
Broward County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Deerfield Beach market
$557K → $360K
Deerfield Beach median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
41 of 400
Deerfield Beach actives have cut their price
Median sold price, Deerfield Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 22% above the DEERFIELD BEACH 33064 median. See the full Deerfield Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 4040 Crystal Lake Dr # 105
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$250,000
4000 Crystal Lake Dr # 114, Deerfield Beach FL 33064 · same community
2 bd · 2 ba · 1,380 sqft · $181/sqft · 18 DOM
Sold · May ’26$376,000
1236 NW 43rd St, Deerfield Beach FL 33064
2 bd · 2 ba · 1,371 sqft · $274/sqft · 52 DOM
Sold · Jul ’26$407,000
4300 NW 12th Drive, Deerfield Beach FL 33064
2 bd · 2 ba · 1,371 sqft · $297/sqft · 97 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4040 Crystal Lake Dr # 105 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4040 Crystal Lake Dr # 105 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4040 Crystal Lake Dr # 105 FAQs
What would the monthly payment be for 4040 Crystal Lake Dr # 105, Deerfield Beach FL 33064?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,757/mo — principal and interest, the actual property-tax bill, the $650/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4040 Crystal Lake Dr # 105, Deerfield Beach FL 33064?+
The association fee works out to $650 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4040 Crystal Lake Dr # 105, Deerfield Beach FL 33064?+
The most recent tax bill on record (2025) was $4,982. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4040 Crystal Lake Dr # 105, Deerfield Beach FL 33064?+
The listing reports pets: Restrictions Or Possible Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Deerfield Beach?+
At $242,000, this home is listed about 18% above the Deerfield Beach median of $205,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4040 Crystal Lake Dr # 105, Deerfield Beach FL 33064?+
Crystal Lake Middle School (middle), Quiet Waters Elementary School (elementary), Blanche Ely High School (high) — Broward County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$242,000 runs 22% above the DEERFIELD BEACH 33064 median — but at 1,380 sqft it's also 42% larger than the typical Deerfield Beach listing.
02Garden View views
The garden view view is part of what you're buying — views hold value independently of the structure.
03Know the monthly fee
The association fee is $650/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Time on market is leverage
195 days on market against a Deerfield Beach median of 76 — sellers in this position are usually ready to negotiate.
05The price has already moved
Listed at $299,000, now $242,000 — a $57K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
$274,000
4000 Crystal Lake Dr # 112, Deerfield Beach FL 33064, DEERFIELD BEACH
2 bd · 2 ba · 1,380 sqft
$2,200
4000 Crystal Lake Dr # 111, Deerfield Beach FL 33064, DEERFIELD BEACH
2 bd · 2 ba · 1,380 sqft
$240,000
1100 Crystal Lake Drive # 115, Deerfield Beach FL 33064, DEERFIELD BEACH
2 bd · 2.5 ba · 1,120 sqft
Listing courtesy of Luxe Properties · Carolina Maldonado. MLS #A11964455.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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