David Ramirez
$3,895,0004 bd4.5 ba3,817 sqft$1,020 /sqft$23,403 /mo all-in ↓

1255 Algardi Ave, Coral Gables FL 33146, CORAL GABLES, FL, 33146

Active183 days on marketListed Feb 13, 2026MLS #A11963963

Single Family ResidenceCORAL GABLES COUNTRY CLUB

About this home

1255 Algardi Ave, Coral Gables FL 33146

Beautifully maintained and thoughtfully designed, this inviting residence offers soaring double-height ceilings in the family room, creating a bright and open ambiance, while a fireplace anchors the living room with warmth and charm. Rich wood and marble floors run throughout, blending timeless elegance with everyday comfort. The home has 4 bedrooms, The first floor has 3 spacious bedrooms and 3 full bathrooms, while the private upstairs primary suite serves as a serene retreat complete with a sitting area, spa-inspired bath, and generous walk-in closets. Designed for effortless indoor-outdoor living, the brick patio and covered terrace overlook the pool, creating an ideal setting for entertaining. Speakers in the main living areas and outdoors enhance the experience. Additional highlights include double-pane windows, a generator, built-in garage workstation, exterior storage closet, and sprinkler system. A refined and functional home ready for its next chapter.

Facts & features

The home at a glance

4

Bedrooms

4.5

Bathrooms

3,817

Sqft

2

Garage

1952

Year built

$1,020

Per sqft

FireplaceGarden view

Inside

FlooringMarble · Wood
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Electric Range · Refrigerator · Wall Oven · Washer
InteriorFirst Floor Entry · Built-in Features · French Doors · Volume Ceilings · Den/Library/Office · Family Room · Utility/Laundry In Garage
LaundryIn Garage
CoolingCentral Air
HeatingCentral

Outside & construction

RoofBarrel Roof
ConstructionCBS Construction
ViewGarden
FacesSouth
ParkingCircular Driveway · Driveway

Community & fees

Taxes (2025)$9,177/yr
CommunityNone

Utilities & systems

WaterMunicipal Water

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$23,403 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$21,017
PMI (est., until 20% equity)$1,461
Property tax — 2025 actual bill$765
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $389,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $389,500
Interest rate6.00%
Loan term

Estimated payment

$23,403/mo

Principal & interest$21,017
PMI (est., until 20% equity)$1,461
Property taxes (actual bill)$765
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Coral Gables actives

$1,020 vs $1,006

Days on market

183 vs 67 typical

Where $1,020/sqft sits among the 279 Coral Gables actives

107
67 · this home
57
19
10
19
$442–805$805–1168$1168–1531$1531–1894$1894–2257$2257+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Coral Gables Country Club

Map of 1255 Algardi Ave, Coral Gables FL 33146 inside its neighborhood boundary

Get to know Coral Gables. See the full Coral Gables guide →

Coral Gables Country Club — neighborhood snapshot

Population

3,769

Median age

48

Median income

$162,497

Median home value

$1,079,526

Avg household

3

Households w/ children

439

For the school run

Dade County School District

HighCoral Gables Senior High School★★★★★
ElementaryGeorge W. Carver Elementary School★★★★★
MiddlePonce De Leon Middle School★★★★★
District Instructional Center (Dic)
Instructional Center System Wide
Title I Migrant Education Program

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Coral Gables market

Seller’s marketLeans buyer11.8 months of inventoryBuyer’s market

$1.6M$1.3M

Coral Gables median sold, yr/yr

96.2%

Sale-to-list ratio (12 mo)

25 of 279

Coral Gables actives have cut their price

This home is listed 1404% above the CORAL GABLES 33146 median. See the full Coral Gables market guide →

Paper trail

This home's history

Feb 13, 2026Listed at $3,895,000 · 183 days on market since
1952Built · CORAL GABLES COUNTRY CLUB

Reality check

What actually sold near 1255 Algardi Ave

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1270 Mariola Ct, Coral Gables FL 33134Sold · Sep ’25

$2,775,000

1270 Mariola Ct, Coral Gables FL 33134 · same community

5 bd · 4 ba · 3,568 sqft · $778/sqft · 33 DOM

3408 Toledo St, Coral Gables FL 33134Sold · May ’26

$3,490,000

3408 Toledo St, Coral Gables FL 33134 · same community

3 bd · 3.5 ba · 3,513 sqft · $993/sqft · 218 DOM

638 Escobar Ave, Coral Gables FL 33134Sold · Mar ’26

$3,650,000

638 Escobar Ave, Coral Gables FL 33134 · same community

5 bd · 4.5 ba · 3,440 sqft · $1,061/sqft · 96 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1255 Algardi Ave — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1255 Algardi Ave — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Straight answers

1255 Algardi Ave FAQs

What would the monthly payment be for 1255 Algardi Ave, Coral Gables FL 33146?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $23,403/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1255 Algardi Ave, Coral Gables FL 33146?+

The most recent tax bill on record (2025) was $9,177. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Coral Gables?+

At $3,895,000, this home is listed about 73% above the Coral Gables median of $2,250,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1255 Algardi Ave, Coral Gables FL 33146?+

Coral Gables Senior High School (high), George W. Carver Elementary School (elementary), Ponce De Leon Middle School (middle), District Instructional Center (Dic) (), Instructional Center System Wide (), Title I Migrant Education Program () — Dade County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$3,895,000 runs 1404% above the CORAL GABLES 33146 median — but at 3,817 sqft it's also 71% larger than the typical Coral Gables listing.

02Garden views

The garden view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

183 days on market against a Coral Gables median of 67 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Coral Gables Senior High School, George W. Carver Elementary School, Ponce De Leon Middle School, District Instructional Center (Dic), Instructional Center System Wide, Title I Migrant Education Program — George W. Carver Elementary School rates 5 of 5. Always verify assignments with the district.

Listing courtesy of One Sotheby's International Realty · Dennis Carvajal. MLS #A11963963.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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