8891 SW 28th St, Miami FL 33165, MIAMI, FL, 33165
Active181 days on marketListed Feb 9, 2026MLS #A11962194
About this home
8891 SW 28th St, Miami FL 33165
Located in the highly desirable Westchester area, this property sits on a nearly ¼-acre lot with zoning that allows for the construction of two homes—an excellent opportunity for investors, builders, or end users looking to expand. The existing home features a brand-new roof (less than a couple months) and a recently serviced septic system that has been cleaned and inspected. New plumbing throughout. One bedroom offers a private exterior entrance, ideal for extended family, guests, or rental income potential. The expansive lot includes multiple mature mango trees and ample space for future development, additions, or new construction. Endless possibilities in a prime Miami location close to major roads, shopping, and schools.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,588
Sqft
1957
Year built
$523
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,213 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,213/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+16.5%
$/sqft vs Miami actives
$523 vs $513
Days on market
181 vs 66 typical
Where $523/sqft sits among the 400 Miami actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside West Coral Gables
Get to know Miami. See the full Miami guide →
West Coral Gables — neighborhood snapshot
Population
889
Median age
50
Median income
$82,689
Median home value
$475,700
Avg household
2
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Miami market
$508K → $590K
Miami median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
35 of 400
Miami actives have cut their price
Median sold price, Miami, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 95% above the MIAMI 33165 median. See the full Miami market guide →
Paper trail
This home's history
Reality check
What actually sold near 8891 SW 28th St
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$575,000
9035 SW 27th St, Miami FL 33165 · same community
3 bd · 1 ba · 680 sqft · $846/sqft · 15 DOM
Sold · Feb ’26$789,000
Nearby listing
4 bd · 2 ba · 1,568 sqft · $503/sqft · 14 DOM
Sold · Jan ’26$630,000
4121 SW 99th Ave, Miami FL 33165
3 bd · 2 ba · 1,558 sqft · $404/sqft · 161 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 8891 SW 28th St — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8891 SW 28th St — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
8891 SW 28th St FAQs
What would the monthly payment be for 8891 SW 28th St, Miami FL 33165?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,213/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 8891 SW 28th St, Miami FL 33165?+
The most recent tax bill on record (2025) was $3,161. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Miami?+
At $830,000, this home is listed about 36% above the Miami median of $610,000. The market section on this page shows how the area is trending.
Which schools are assigned to 8891 SW 28th St, Miami FL 33165?+
Rockway Elementary School (elementary), Rockway Middle School (middle), Southwest Miami Senior High (high), Instructional Center System Wide (), District Instructional Center (Dic) (), Title I Migrant Education Program () — Dade County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$830,000 runs 95% above the MIAMI 33165 median — but at 1,588 sqft it's also 32% larger than the typical Miami listing.
02None views
The none view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
181 days on market against a Miami median of 66 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $1,050,000, now $830,000 — a $220K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of Tribe Real Estate Group, LLC. · Adrian Sanchez. MLS #A11962194.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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