20833 SW 96th Ct, Cutler Bay FL 33189, CUTLER BAY, FL, 33189
Active190 days on marketListed Feb 8, 2026MLS #A11961355
About this home
20833 SW 96th Ct, Cutler Bay FL 33189
Discover The Lauren I is a beautifully designed, brand-new single-family home offering 2,420 square feet of bright, open living space—perfect for modern families seeking comfort, privacy, and functionality. Step into an inviting layout where a spacious great room flows effortlessly into a gourmet kitchen featuring a generous central island, ideal for casual meals, entertaining, or keeping an eye on the kids. An adjacent dining area completes this seamless heart-of-the-home design. The private master suite is tucked at the rear of the home for ultimate tranquility. It includes a luxurious en-suite bathroom and two expansive walk-in closets for ample storage and organization. On the opposite side of the house, the three additional bedrooms offer comfortable, well-separated accommodations with easy access to the secondary bathrooms, ensuring convenience and privacy for everyone. Outdoor living shines with a Covered terrace perfect for year-round relaxation, al fresco dining, or weekend gatherings in Florida's beautiful weather. A two-car garage adds practical appeal, delivering plenty of room for vehicles and storage. Thoughtfully crafted with today's lifestyles in mind, The Lauren balances everyday functionality with luxurious touches, making it an exceptional choice for growing families or those who love to entertain. Located close to the Turnpike, US1, and Old Cutler, giving you access to all of the amenities Miami has to offer.
Facts & features
The home at a glance
5
Bedrooms
4
Bathrooms
2,420
Sqft
2
Garage
2026
Year built
$388
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,579 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,440/mo
Includes estimated PMI — it drops off once you reach 20% equity. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−6.3%
$/sqft vs Cutler Bay actives
$388 vs $321
Days on market
190 vs 56 typical
Where $388/sqft sits among the 223 Cutler Bay actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Cutler Bay
Get to know Cutler Bay. See the full Cutler Bay guide →
CUTLER BAY 33189 — neighborhood snapshot
Population
24,627
Median age
41.9
Median income
$66,487
Median home value
$409,500
Avg household
2.87
Households w/ children
3,152
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Cutler Bay market
$530K → $593K
Cutler Bay median sold, yr/yr
99.2%
Sale-to-list ratio (12 mo)
24 of 223
Cutler Bay actives have cut their price
Median sold price, Cutler Bay, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 277% above the CUTLER BAY 33189 median. See the full Cutler Bay market guide →
Paper trail
This home's history
Reality check
What actually sold near 20833 SW 96th Ct
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$861,990
20930 SW 96 ct, Cutler Bay FL 33189 · same community
4 bd · 3.5 ba · 0 DOM
Sold · Dec ’25$755,000
9371 SW 185th Ter, Cutler Bay FL 33157
4 bd · 2 ba · 2,385 sqft · $317/sqft · 33 DOM
Sold · Jan ’26$800,000
8865 SW 176th Ter, Palmetto Bay FL 33157
4 bd · 2.5 ba · 2,379 sqft · $336/sqft · 1 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 20833 SW 96th Ct — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 20833 SW 96th Ct — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
20833 SW 96th Ct FAQs
What would the monthly payment be for 20833 SW 96th Ct, Cutler Bay FL 33189?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,579/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 20833 SW 96th Ct, Cutler Bay FL 33189?+
The most recent tax bill on record (2025) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 20833 SW 96th Ct, Cutler Bay FL 33189?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Cutler Bay?+
At $939,000, this home is listed about 64% above the Cutler Bay median of $574,250. The market section on this page shows how the area is trending.
Which schools are assigned to 20833 SW 96th Ct, Cutler Bay FL 33189?+
Miami Southridge Senior High (high), Bel-Aire Elementary School (elementary), Cutler Bay Middle (middle), Title I Migrant Education Program (), Instructional Center System Wide (), District Instructional Center (Dic) () — Dade County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$939,000 runs 277% above the CUTLER BAY 33189 median — but at 2,420 sqft it's also 66% larger than the typical Cutler Bay listing.
02None views
The none view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
190 days on market against a Cutler Bay median of 56 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $1,100,000, now $939,000 — a $161K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of Assured Investments Realty, LLC · Juan Santamaria. MLS #A11961355.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
Never miss a listing
New Cutler Bay homes, in your inbox
Like 20833 SW 96th Ct, Cutler Bay FL 33189 but not quite? A daily digest of every new listing in Cutler Bay — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →