5010 SW 31st AVE, Naples FL 34116, NAPLES, FL, 34116
Active179 days on marketListed Feb 10, 2026MLS #A11961224
About this home
5010 SW 31st AVE, Naples FL 34116
Beautifully remodeled ranch-style home in Golden Gate City featuring 4 bedrooms and 3 bathrooms, including a legal converted garage studio with private entrance, bedroom, bath, kitchenette, and living/office area—currently rented month-to-month, providing immediate income. The main home boasts a modern kitchen with stainless steel appliances, tile floors throughout, crown molding, a newly installed reverse osmosis water system, and bright, open living spaces. Situated on a fully fenced 0.23-acre lot with a wide driveway and room for a pool, boat, or RV—no HOA and located in Flood Zone X for lower insurance costs. Backyard includes a storage shed and seating areas. Prime location close to schools, parks, shopping, dining, and only 15–20 minutes to downtown Naples and the beach.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
1,885
Sqft
1989
Year built
$305
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,609 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$3,609/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Naples actives
$305 vs $323
Days on market
179 vs 54 typical
Where $305/sqft sits among the 81 Naples actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Naples
Get to know Naples. See the full Naples guide →
NAPLES 34116 — neighborhood snapshot
Population
34,872
Median age
36.3
Median income
$69,204
Median home value
$392,700
Avg household
3.37
Households w/ children
4,018
For the school run
Collier County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Naples market
$535K → $568K
Naples median sold, yr/yr
96.2%
Sale-to-list ratio (12 mo)
14 of 81
Naples actives have cut their price
Median sold price, Naples, trailing 36 months (3-month rolling) · live MLS data.
Paper trail
This home's history
Reality check
What actually sold near 5010 SW 31st AVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$500,000
8820 MADRID CIRCLE
3 bd · 2.5 ba · 1,810 sqft · $276/sqft · 24 DOM
Sold · Nov ’25$312,000
7660 MEADOW LAKES DRIVE UNIT 1603
3 bd · 2.5 ba · 1,406 sqft · $222/sqft · 260 DOM
Sold · Oct ’25$560,000
2809 50TH STREET SW
4 bd · 3 ba · 1,272 sqft · $440/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5010 SW 31st AVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5010 SW 31st AVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
5010 SW 31st AVE FAQs
What would the monthly payment be for 5010 SW 31st AVE, Naples FL 34116?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,609/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 5010 SW 31st AVE, Naples FL 34116?+
The most recent tax bill on record (2025) was $1,574. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Naples?+
At $575,000, this home is priced right at the Naples median.
Which schools are assigned to 5010 SW 31st AVE, Naples FL 34116?+
Golden Gate Elementary School (elementary), Golden Gate Middle School (middle), Golden Gate High School (high) — Collier County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of My Realty Group, LLC. · Rosanna Perez. MLS #A11961224.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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