10225 Collins Ave # 304, Bal Harbour FL 33154, BAL HARBOUR, FL, 33154
Active186 days on marketListed Feb 7, 2026MLS #A11960196
About this home
10225 Collins Ave # 304, Bal Harbour FL 33154
An extraordinary opportunity to own one of the largest and most prestigious oceanfront residences in Bal Harbour. Spanning an impressive 9,656 SF, this rare offering seamlessly combines Units 301, 303, and 304 into one magnificent estate within the iconic Bellini Residences. Designed for grand living and refined entertaining, this 7-bedroom, 8-bath home features soaring 10-foot ceilings, two private elevator entrances, two full designer kitchens, and expansive living spaces filled with natural light. Enjoy breathtaking, unobstructed Atlantic Ocean views, direct private beach access, and resort-style living at its finest. Fully renovated with high-end finishes throughout, this residence delivers exceptional comfort, privacy, and sophistication for large families, multi-generational living, or high-profile entertaining. Bellini residents enjoy five-star amenities, personalized concierge services, and an exclusive on-site Italian restaurant. This is a rare trophy property offering scale, location, and luxury that is virtually impossible to replicate. A true trophy residence.
Facts & features
The home at a glance
7
Bedrooms
8.5
Bathrooms
4
Garage
2004
Year built
1
Levels
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$105,224 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$105,224/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Bal Harbour
Get to know Bal Harbour. See the full Bal Harbour guide →
BAL HARBOUR 33154 — neighborhood snapshot
Population
14,435
Median age
40.9
Median income
$87,806
Median home value
$741,400
Avg household
2.58
Households w/ children
1,804
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bal Harbour market
$1.8M → $4.0M
Bal Harbour median sold, yr/yr
92.5%
Sale-to-list ratio (12 mo)
This home is listed 3910% above the BAL HARBOUR 33154 median. See the full Bal Harbour market guide →
Paper trail
This home's history
Reality check
What actually sold near 10225 Collins Ave # 304
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$4,350,000
9264 Dickens Ave, Surfside FL 33154
6 bd · 4.5 ba · 56 DOM
Sold · May ’26$4,470,000
9024 Abbott Ave, Surfside FL 33154-3236
7 bd · 6.5 ba · 4,010 sqft · $1,115/sqft · 142 DOM
Sold · Mar ’26$10,800,000
217 Bal Cross Dr, Bal Harbour FL 33154
6 bd · 6.5 ba · 5,402 sqft · $1,999/sqft · 74 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 10225 Collins Ave # 304 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10225 Collins Ave # 304 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
10225 Collins Ave # 304 FAQs
What would the monthly payment be for 10225 Collins Ave # 304, Bal Harbour FL 33154?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $105,224/mo — principal and interest, the actual property-tax bill, the $15,100/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 10225 Collins Ave # 304, Bal Harbour FL 33154?+
The association fee works out to $15,100 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 10225 Collins Ave # 304, Bal Harbour FL 33154?+
The most recent tax bill on record (2025) was $110,392. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10225 Collins Ave # 304, Bal Harbour FL 33154?+
The listing reports pets: Restrictions Or Possible Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bal Harbour?+
At $13,995,000, this home is listed about 370% above the Bal Harbour median of $2,974,500. The market section on this page shows how the area is trending.
Which schools are assigned to 10225 Collins Ave # 304, Bal Harbour FL 33154?+
Ruth K. Broad Bay Harbor K-8 Center (elementary), Miami Beach Nautilus Middle School (middle), Miami Beach Senior High School (high), District Instructional Center (Dic) (), Instructional Center System Wide (), Title I Migrant Education Program () — Dade County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$13,995,000 runs 3910% above the BAL HARBOUR 33154 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $15,100/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Strong assigned schools
Ruth K. Broad Bay Harbor K-8 Center, Miami Beach Nautilus Middle School, Miami Beach Senior High School, District Instructional Center (Dic), Instructional Center System Wide, Title I Migrant Education Program — Ruth K. Broad Bay Harbor K-8 Center rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of Lifestyle International Realty · Leila Chikhladze. MLS #A11960196.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
Never miss a listing
New Bal Harbour homes, in your inbox
Like 10225 Collins Ave # 304, Bal Harbour FL 33154 but not quite? A daily digest of every new listing in Bal Harbour — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →