31033 Hibiscus Dr, Big Pine FL 33043, BIG PINE, FL, 33043
Active183 days on marketListed Feb 4, 2026MLS #A11958850
About this home
31033 Hibiscus Dr, Big Pine FL 33043
Nestled in the heart of Big Pine Key, this charming A-frame home offers classic Florida Keys character on an oversized double lot with canal frontage and excellent boating access to Bogie Channel. Built in 1973 and constructed with metal beams, this just-over-1,000-square-foot home blends durability with coastal charm. Additional highlights include an on-demand hot water heater, a seawall, and ample storage for all your island and boating gear. With plenty of room to expand or customize, the expansive property offers endless possibilities. Ideally located just minutes from Big Pine Community Park, this home provides easy access to nature trails, recreation, and local amenities. Whether you're seeking a full-time residence, weekend retreat, or investment opportunity, this canal-front property with quick access to open water is a rare find in the Lower Keys.
Facts & features
The home at a glance
3
Bedrooms
1.5
Bathrooms
1,008
Sqft
1973
Year built
$744
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,651 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,651/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Big Pine actives
$744 vs $865
Days on market
183 vs 94 typical
Where $744/sqft sits among the 20 Big Pine actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Big Pine
Get to know Big Pine. See the full Big Pine guide →
BIG PINE 33043 — neighborhood snapshot
Population
4,632
Median age
53.6
Median income
$92,955
Median home value
$563,700
Avg household
2.31
Households w/ children
418
For the school run
Monroe County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Big Pine market
$703K → $935K
Big Pine median sold, yr/yr
97.7%
Sale-to-list ratio (12 mo)
0 of 20
Big Pine actives have cut their price
This home is listed 21% below the BIG PINE 33043 median. See the full Big Pine market guide →
Paper trail
This home's history
Reality check
What actually sold near 31033 Hibiscus Dr
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$600,000
Nearby listing
3 bd · 2 ba · 1,008 sqft · $595/sqft · 49 DOM
Sold · Sep ’25$510,000
30957 MERCEDES ROAD
3 bd · 2 ba · 972 sqft · $525/sqft · 0 DOM
Sold · Jun ’26$510,000
57 Pelican Ln, Big Pine FL 33043
2 bd · 2 ba · 948 sqft · $538/sqft · 23 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 31033 Hibiscus Dr — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 31033 Hibiscus Dr — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
31033 Hibiscus Dr FAQs
What would the monthly payment be for 31033 Hibiscus Dr, Big Pine FL 33043?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,651/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 31033 Hibiscus Dr, Big Pine FL 33043?+
The most recent tax bill on record (2025) was $1,955. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 31033 Hibiscus Dr, Big Pine FL 33043?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Big Pine?+
At $750,000, this home is listed about 29% below the Big Pine median of $1,055,000. The market section on this page shows how the area is trending.
Which schools are assigned to 31033 Hibiscus Dr, Big Pine FL 33043?+
Marathon School (high) — Monroe County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the BIG PINE 33043 market on paper
$750,000 is 21% below the BIG PINE 33043 median of $949,000, and at $744/sqft it sits under the Big Pine average of $855.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03The price has already moved
Listed at $785,000, now $750,000 — a $35K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of Coldwell Banker Schmitt Real E · Halley Haack. MLS #A11958850.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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