3622 Oleander Ter, Riviera Beach FL 33404, RIVIERA BEACH, FL, 33404
Active190 days on marketListed Jan 30, 2026MLS #A11954286
About this home
3622 Oleander Ter, Riviera Beach FL 33404
SONOMA BAY COMMUNITY! Townhome offering immediate rental income in a 24/7 gated, resort-style community. Features an open layout, tile flooring, kitchen with island, and in-unit washer/dryer. Community amenities include lake views, fitness center, resort-style pool, tennis court, and playground. Convenient Riviera Beach location near shopping, dining, and major highways. Showings by appointment only. Tenant occupied- lease expires 08/24/2026 paying $1,900
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,318
Sqft
2006
Year built
$205
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,734 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,734/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−15%
$/sqft vs SONOMA BAY
$205 vs $192
Days on market
190 vs 65 typical
Where $205/sqft sits among the 13 homes for sale in SONOMA BAY
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Sonoma, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$3,075/mo median
Live Riviera Beach rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Sonoma
Sonoma is a short-term-rental community. See the full guide →
RIVIERA BEACH 33404 — neighborhood snapshot
Population
30,533
Median age
41.9
Median income
$60,225
Median home value
$305,600
Avg household
2.61
Households w/ children
2,865
For the school run
Palm Beach County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Riviera Beach market
$635K → $380K
Riviera Beach median sold, yr/yr
96.2%
Sale-to-list ratio (12 mo)
1 of 13
SONOMA BAY have cut their price
Median sold price, Riviera Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 9% above the RIVIERA BEACH 33404 median. See the full Riviera Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 3622 Oleander Ter
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$247,500
1947 Gardenia Ct Court, Riviera Beach FL 33404 · same community
3 bd · 2.5 ba · 1,318 sqft · $188/sqft · 115 DOM
Sold · Aug ’25$235,000
1907 Hibiscus Lane, Riviera Beach FL 33404 · same community
3 bd · 2.5 ba · 1,318 sqft · $178/sqft · 94 DOM
Sold · Jan ’26$261,000
1958 Hibiscus Lane, Riviera Beach FL 33404 · same community
3 bd · 2.5 ba · 1,259 sqft · $207/sqft · 88 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3622 Oleander Ter — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3622 Oleander Ter — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3622 Oleander Ter FAQs
What would the monthly payment be for 3622 Oleander Ter, Riviera Beach FL 33404?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,734/mo — principal and interest, the actual property-tax bill, the $452/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3622 Oleander Ter, Riviera Beach FL 33404?+
The association fee works out to $452 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3622 Oleander Ter, Riviera Beach FL 33404?+
The most recent tax bill on record (2025) was $4,957. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 3622 Oleander Ter, Riviera Beach FL 33404 be rented short-term?+
Yes — this home sits inside Sonoma, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 3622 Oleander Ter, Riviera Beach FL 33404?+
The listing reports pets: Restrictions Or Possible Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Riviera Beach?+
At $270,000, this home is listed about 36% below the Riviera Beach median of $422,450. The market section on this page shows how the area is trending.
Which schools are assigned to 3622 Oleander Ter, Riviera Beach FL 33404?+
Lincoln Elementary School (elementary), John F. Kennedy Middle School (middle), William T. Dwyer High School (high), Glades Construction Academy At West Technical (high) — Palm Beach County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Zoned for nightly rentals
Sonoma is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
02Garden View views
The garden view view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
190 days on market against a Riviera Beach median of 65 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Lincoln Elementary School, John F. Kennedy Middle School, William T. Dwyer High School, Glades Construction Academy At West Technical — William T. Dwyer High School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $289,000, now $270,000 — a $19K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of Beachfront Realty Inc · Eric Amsallem. MLS #A11954286.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
Never miss a listing
New Riviera Beach homes, in your inbox
Like 3622 Oleander Ter, Riviera Beach FL 33404 but not quite? A daily digest of every new listing in Riviera Beach — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →