1920 Rutland St, Opa-Locka FL 33054, OPA-LOCKA, FL, 33054
Active192 days on marketListed Jan 26, 2026MLS #A11953301
About this home
1920 Rutland St, Opa-Locka FL 33054
Fully remodeled property located in Magnolia Gardens Consolidated. Features a remodeled kitchen, new tile and vinyl flooring, modern bathrooms with glass doors, impact windows and doors, roof with several years of warranty, and washer and dryer included. Spacious driveway with parking for up to 6 vehicles.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,242
Sqft
1950
Year built
$386
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,813 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,813/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+1.4%
$/sqft vs Opa-locka actives
$386 vs $401
Days on market
192 vs 32 typical
Where $386/sqft sits among the 29 Opa-locka actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Opa-locka
Get to know Opa-locka. See the full Opa-locka guide →
OPA-LOCKA 33054 — neighborhood snapshot
Population
31,165
Median age
34.9
Median income
$42,779
Median home value
$291,700
Avg household
3.12
Households w/ children
3,687
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Opa-locka market
$425K → $390K
Opa-locka median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
4 of 29
Opa-locka actives have cut their price
This home is listed 20% above the OPA-LOCKA 33054 median. See the full Opa-locka market guide →
Paper trail
This home's history
Reality check
What actually sold near 1920 Rutland St
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$370,000
1900 Service Rd, Opa-Locka FL 33054 · same community
4 bd · 1 ba · 1,177 sqft · $314/sqft · 15 DOM
Sold · Dec ’25$235,000
Nearby listing · same community
3 bd · 2 ba · 1,367 sqft · $172/sqft · 0 DOM
Sold · May ’26$395,000
1951 Rutland St, Opa-Locka FL 33054 · same community
3 bd · 2 ba · 1,049 sqft · $377/sqft · 134 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1920 Rutland St — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1920 Rutland St — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1920 Rutland St FAQs
What would the monthly payment be for 1920 Rutland St, Opa-Locka FL 33054?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,813/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1920 Rutland St, Opa-Locka FL 33054?+
The most recent tax bill on record (2025) was $7,382. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1920 Rutland St, Opa-Locka FL 33054?+
The listing reports pets: Restrictions Or Possible Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Opa-locka?+
At $480,000, this home is priced right at the Opa-locka median.
Which schools are assigned to 1920 Rutland St, Opa-Locka FL 33054?+
Dr. Robert B. Ingram Elementary School (elementary), North Dade Middle School (middle), Miami Central Senior High School (high), District Instructional Center (Dic) (), Instructional Center System Wide (), Title I Migrant Education Program () — Dade County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$480,000 runs 20% above the OPA-LOCKA 33054 median.
02None views
The none view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
192 days on market against a Opa-locka median of 32 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of Coldwell Banker Realty · Omaira Rivero. MLS #A11953301.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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