David Ramirez
$429,000$449,0000 bd1 ba410 sqft$1,046 /sqft$3,612 /mo all-in ↓

100 Sunrise Dr # 5, Key Biscayne FL 33149, KEY BISCAYNE, FL, 33149

Active195 days on marketListed Jan 21, 2026MLS #A11951261

Reduced $20KPrivate poolCondominiumSUNRISE CLUB CONDO

About this home

100 Sunrise Dr # 5, Key Biscayne FL 33149

Fully furnished studio apartment located on Crandon Blvd, within walking distance to Winn Dixie (across the street), restaurants, stores, the beach, and everything Key Biscayne has to offer. Well-maintained unit with beautiful greenery and a private pool. One assigned parking space and a communal laundry facility. Great bedroom size and walk-in closet.

Facts & features

The home at a glance

0

Bedrooms

1

Bathrooms

410

Sqft

1964

Year built

$1,046

Per sqft

Private poolGarden View view

Inside

FlooringCeramic Floor
AppliancesDishwasher · Microwave · Refrigerator · Wall Oven · Washer
InteriorFirst Floor Entry
CoolingWall/Window Unit(s)
HeatingNone

Outside & construction

ConstructionConcrete Block Construction
ViewGarden View
Parking1 Space
ExteriorEast Of Us1 · Courtyard

Community & fees

HOA fee$350/mo
Taxes (2026)$4,639/yr
PetsMore Than 20 Lbs

Utilities & systems

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,612 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,525
FHA mortgage insurance (est.)$190
Property tax — 2026 actual bill$387
Condo fee — from the listing$350
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,015Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,015
Interest rate6.00%
Loan term

Estimated payment

$3,612/mo

Principal & interest$2,525
FHA mortgage insurance (est.)$190
Property taxes (actual bill)$387
HOA / condo fee$350
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Key Biscayne actives

$1,046 vs $1,214

Days on market

195 vs 62 typical

Where $1,046/sqft sits among the 134 Key Biscayne actives

43
30 · this home
26
11
13
11
$625–973$973–1320$1320–1667$1667–2014$2014–2361$2361+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Village Of Key Biscayne

Map of 100 Sunrise Dr # 5, Key Biscayne FL 33149 inside its neighborhood boundary

Get to know Key Biscayne. See the full Key Biscayne guide →

Village Of Key Biscayne — neighborhood snapshot

Population

14,603

Median age

44

Median income

$152,910

Median home value

$1,246,268

Avg household

3

Households w/ children

2,233

For the school run

Dade County School District

ElementaryKey Biscayne K-8 Center★★★★★
District Instructional Center (Dic)
HighCoral Gables Senior High School★★★★★
MiddlePonce De Leon Middle School★★★★★
Instructional Center System Wide
Title I Migrant Education Program

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Key Biscayne market

Seller’s marketLeans buyer9.7 months of inventoryBuyer’s market

$1.6M$1.6M

Key Biscayne median sold, yr/yr

94.9%

Sale-to-list ratio (12 mo)

6 of 134

Key Biscayne actives have cut their price

This home is listed 1550% above the KEY BISCAYNE 33149 median. See the full Key Biscayne market guide →

Paper trail

This home's history

CurrentPrice reduced to $429,000 $20K
Jan 21, 2026Listed at $449,000 · 195 days on market since
1964Built · SUNRISE CLUB CONDO

Reality check

What actually sold near 100 Sunrise Dr # 5

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

100 Sunrise Dr # 6, Key Biscayne FL 33149Sold · Sep ’25

$455,000

100 Sunrise Dr # 6, Key Biscayne FL 33149 · same community

1 bd · 1 ba · 530 sqft · $858/sqft · 9 DOM

301 Sunrise Dr, Key Biscayne FL 33149Sold · Jan ’26

$445,000

301 Sunrise Dr, Key Biscayne FL 33149

0 bd · 1 ba · 460 sqft · $967/sqft · 40 DOM

325 Fernwood Rd # 5, Key Biscayne FL 33149Sold · Feb ’26

$395,000

325 Fernwood Rd # 5, Key Biscayne FL 33149

1 bd · 1 ba · 474 sqft · $833/sqft · 16 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 100 Sunrise Dr # 5 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 100 Sunrise Dr # 5 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

100 Sunrise Dr # 5 FAQs

What would the monthly payment be for 100 Sunrise Dr # 5, Key Biscayne FL 33149?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,612/mo — principal and interest, the actual property-tax bill, the $350/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 100 Sunrise Dr # 5, Key Biscayne FL 33149?+

The association fee works out to $350 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 100 Sunrise Dr # 5, Key Biscayne FL 33149?+

The most recent tax bill on record (2026) was $4,639. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 100 Sunrise Dr # 5, Key Biscayne FL 33149?+

The listing reports pets: More Than 20 Lbs. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Key Biscayne?+

At $429,000, this home is listed about 85% below the Key Biscayne median of $2,775,000. The market section on this page shows how the area is trending.

Which schools are assigned to 100 Sunrise Dr # 5, Key Biscayne FL 33149?+

Key Biscayne K-8 Center (elementary), District Instructional Center (Dic) (), Coral Gables Senior High School (high), Ponce De Leon Middle School (middle), Instructional Center System Wide (), Title I Migrant Education Program () — Dade County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$429,000 runs 1550% above the KEY BISCAYNE 33149 median.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Time on market is leverage

195 days on market against a Key Biscayne median of 62 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $449,000, now $429,000 — a $20K cut. The full history is in the market section below.

Listing courtesy of Cristina Sammataro · Khalil Khouri. MLS #A11951261.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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100 Sunrise Dr # 5, Key Biscayne FL 33149, KEY BISCAYNE, FL — 0 Bed, 1 Bath — $429,000 | CENTURY 21 Edge