10044 S Ocean dr # 105, Jensen Beach FL 34957, JENSEN BEACH, FL, 34957
Active204 days on marketListed Jan 21, 2026MLS #A11950430
About this home
10044 S Ocean dr # 105, Jensen Beach FL 34957
Experience coastal living at its finest in this stunning direct oceanfront 2-bedroom, 2-bath condo in beautiful Jensen Beach. Fully remodeled with a sleek, modern design—enjoy an open-concept kitchen with updated cabinetry, quartz countertops, stainless steel appliances, and spa-inspired bathrooms. Stylish new flooring flows throughout, creating a seamless, contemporary feel. This resort-style community offers unbeatable amenities including a heated oceanfront pool, sauna, clubhouse, tennis & pickleball courts, bingo nights, horseshoes, poker games, and more. In-unit washer & dryer for your convenience. Whether you're looking for a year-round home or a beachside getaway, this condo delivers comfort, style, and oceanfront living in one perfect package!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,197
Sqft
1983
Year built
$347
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,518 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$5,518/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+46.9%
$/sqft vs Jensen Beach actives
$347 vs $345
Days on market
204 vs 75 typical
Where $347/sqft sits among the 170 Jensen Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Sea Winds
Get to know Jensen Beach. See the full Jensen Beach guide →
Sea Winds — neighborhood snapshot
Population
1,932
Median age
72
Median income
$70,536
Median home value
$448,200
Avg household
2
Households w/ children
23%
For the school run
St. Lucie County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Jensen Beach market
$476K → $475K
Jensen Beach median sold, yr/yr
94.8%
Sale-to-list ratio (12 mo)
11 of 170
Jensen Beach actives have cut their price
Median sold price, Jensen Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 55% above the JENSEN BEACH 34957 median. See the full Jensen Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 10044 S Ocean dr # 105
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$475,000
10044 S Ocean Drive # 1201, Jensen Beach FL 34957 · same community
3 bd · 2 ba · 1,372 sqft · $346/sqft · 75 DOM
Sold · Jun ’26$395,000
10044 S Ocean Drive # 1103, Jensen Beach FL 34957
2 bd · 2 ba · 1,197 sqft · $330/sqft · 77 DOM
Sold · Sep ’25$348,000
10701 S Ocean Dr Unit 685, Jensen Beach FL 34957
2 bd · 2 ba · 1,240 sqft · $281/sqft · 31 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 10044 S Ocean dr # 105 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10044 S Ocean dr # 105 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
10044 S Ocean dr # 105 FAQs
What would the monthly payment be for 10044 S Ocean dr # 105, Jensen Beach FL 34957?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $5,518/mo — principal and interest, the actual property-tax bill, the $2,300/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 10044 S Ocean dr # 105, Jensen Beach FL 34957?+
The association fee works out to $2,300 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 10044 S Ocean dr # 105, Jensen Beach FL 34957?+
The most recent tax bill on record (2025) was $5,173. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10044 S Ocean dr # 105, Jensen Beach FL 34957?+
The listing reports pets: Maximum 20 Lbs. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Jensen Beach?+
At $415,000, this home is listed about 8% below the Jensen Beach median of $449,900. The market section on this page shows how the area is trending.
Which schools are assigned to 10044 S Ocean dr # 105, Jensen Beach FL 34957?+
Mariposa Elementary School (elementary), Village Green Environmental Studies School (elementary), Morningside Elementary School (elementary), Southport Middle School (middle), Savanna Ridge Elementary School (elementary), Northport K-8 School (elementary), Treasure Coast High School (high) — St. Lucie County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$415,000 runs 55% above the JENSEN BEACH 34957 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $2,300/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Time on market is leverage
204 days on market against a Jensen Beach median of 75 — sellers in this position are usually ready to negotiate.
05Strong assigned schools
Mariposa Elementary School, Village Green Environmental Studies School, Morningside Elementary School, Southport Middle School, Savanna Ridge Elementary School, Northport K-8 School, Treasure Coast High School — Morningside Elementary School rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of Flamingo Realty Solutions LLC · Ricardo Guerrero. MLS #A11950430.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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