345 Ocean Dr # 610, Miami Beach FL 33139, MIAMI BEACH, FL, 33139
Active204 days on marketListed Jan 22, 2026MLS #A11950246
About this home
345 Ocean Dr # 610, Miami Beach FL 33139
Experience South of Fifth living at its finest in this completely remodeled residence at 345 Ocean Drive, Unit 610. No detail was overlooked in this top-to-bottom renovation, offering a modern, turnkey home just steps from the beach. The unit features a brand-new kitchen with sleek cabinetry, premium finishes, and updated appliances, complemented by beautifully renovated bathrooms and contemporary flooring throughout. Thoughtful design elements, clean lines, and a bright, airy layout create a sophisticated coastal retreat. Located in the highly desirable South Beach neighborhood, enjoy immediate access to Ocean Drive, world-class dining, shopping, parks, and the ocean. Ideal as a primary residence, vacation home, or investment opportunity. All Assessments have been paid for entirely by the Seller!
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
656
Sqft
1
Garage
1970
Year built
1
Levels
$877
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,970 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,970/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+44.4%
$/sqft vs Miami Beach actives
$877 vs $728
Days on market
204 vs 91 typical
Where $877/sqft sits among the 394 Miami Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside South Pointe
Get to know Miami Beach. See the full Miami Beach guide →
South Pointe — neighborhood snapshot
Population
4,221
Median age
56
Median income
$154,293
Median home value
$1,403,275
Avg household
2
Households w/ children
304
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Miami Beach market
$285K → $525K
Miami Beach median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
19 of 394
Miami Beach actives have cut their price
Median sold price, Miami Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 721% above the MIAMI BEACH 33139 median. See the full Miami Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 345 Ocean Dr # 610
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$485,000
345 Ocean Dr # 714, Miami Beach FL 33139 · same community
1 bd · 1 ba · 656 sqft · $739/sqft · 46 DOM
Sold · Feb ’26$325,000
345 Ocean Dr # 407, Miami Beach FL 33139 · same community
1 bd · 1 ba · 656 sqft · $495/sqft · 125 DOM
Sold · May ’26$410,000
345 Ocean Dr # 707, Miami Beach FL 33139 · same community
1 bd · 1 ba · 656 sqft · $625/sqft · 173 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 345 Ocean Dr # 610 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 345 Ocean Dr # 610 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
345 Ocean Dr # 610 FAQs
What would the monthly payment be for 345 Ocean Dr # 610, Miami Beach FL 33139?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,970/mo — principal and interest, the actual property-tax bill, the $914/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 345 Ocean Dr # 610, Miami Beach FL 33139?+
The association fee works out to $914 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 345 Ocean Dr # 610, Miami Beach FL 33139?+
The most recent tax bill on record (2025) was $6,933. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 345 Ocean Dr # 610, Miami Beach FL 33139?+
The listing reports pets: Restrictions Or Possible Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Miami Beach?+
At $575,000, this home is listed about 12% below the Miami Beach median of $649,900. The market section on this page shows how the area is trending.
Which schools are assigned to 345 Ocean Dr # 610, Miami Beach FL 33139?+
Miami Beach South Pointe Elementary School (elementary), Miami Beach Senior High School (high), Miami Beach Nautilus Middle School (middle), District Instructional Center (Dic) (), Instructional Center System Wide (), Title I Migrant Education Program () — Dade County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$575,000 runs 721% above the MIAMI BEACH 33139 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $914/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Time on market is leverage
204 days on market against a Miami Beach median of 91 — sellers in this position are usually ready to negotiate.
05Strong assigned schools
Miami Beach South Pointe Elementary School, Miami Beach Senior High School, Miami Beach Nautilus Middle School, District Instructional Center (Dic), Instructional Center System Wide, Title I Migrant Education Program — Miami Beach South Pointe Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of Douglas Elliman · Fernando Rodriguez. MLS #A11950246.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
Never miss a listing
New Miami Beach homes, in your inbox
Like 345 Ocean Dr # 610, Miami Beach FL 33139 but not quite? A daily digest of every new listing in Miami Beach — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →