550 Cardinal St, Miami Springs FL 33166, MIAMI SPRINGS, FL, 33166
Active212 days on marketListed Jan 16, 2026MLS #A11947219
About this home
550 Cardinal St, Miami Springs FL 33166
Miami Springs is Miami's BEST KEPT SECRET! A GOLF COURSE family community along picturesque tree-lined streets. This 5 bedroom/2 bath home offers a FLEXIBLE FLOOR PLAN (see photos) for large families or multi-generational families. Currently used as a 3/1 + office and a 2/1 + Living/dining (with separate entrance). This home is situated on a CORNER lot just under 10,000sf surrounded by lush foliage for privacy, plenty of parking, and room to play. Miami Springs is a true HOME TOWN family community with multiple fun-filled events bringing the community together i.e Independence Day parade, fireworks on the golf course, car shows, farmers market,etc. MS Adult Center, MS Youth Community Centers with indoor basketball courts, MS Aquatic Center, tennis/pickleball courts. NO HOA. Excellent schools K-12. Quaint shops and restaurants in the town center are just a walk, bike ride, or golf cart ride away! 5 MINS TO MIA, >10 mins to new FREEDOM STADIUM, mins to SR112/I-95 to downtown/beaches, mins to Palmetto & Turnpike. VACATION RENTAL ALLOWED visit miamisprings-fl.gov for info.
Facts & features
The home at a glance
5
Bedrooms
2
Bathrooms
2,205
Sqft
1947
Year built
$453
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,998 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,998/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+57.3%
$/sqft vs Miami Springs actives
$453 vs $530
Days on market
212 vs 49 typical
Where $453/sqft sits among the 25 Miami Springs actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Miami Springs
Get to know Miami Springs. See the full Miami Springs guide →
MIAMI SPRINGS 33166 — neighborhood snapshot
Population
26,925
Median age
39.3
Median income
$78,166
Median home value
$489,200
Avg household
2.54
Households w/ children
2,935
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Miami Springs market
$500K → $795K
Miami Springs median sold, yr/yr
86.9%
Sale-to-list ratio (12 mo)
1 of 25
Miami Springs actives have cut their price
This home is listed 772% above the MIAMI SPRINGS 33166 median. See the full Miami Springs market guide →
Paper trail
This home's history
Reality check
What actually sold near 550 Cardinal St
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$1,152,000
430 Cardinal St, Miami Springs FL 33166 · same community
4 bd · 3 ba · 2,417 sqft · $477/sqft · 64 DOM
Sold · Mar ’26$755,000
339 Falcon Ave, Miami Springs FL 33166 · same community
3 bd · 2 ba · 1,624 sqft · $465/sqft · 40 DOM
Sold · Jun ’26$670,000
461 Plover Ave, Miami Springs FL 33166 · same community
3 bd · 2 ba · 942 sqft · $711/sqft · 140 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 550 Cardinal St — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 550 Cardinal St — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
550 Cardinal St FAQs
What would the monthly payment be for 550 Cardinal St, Miami Springs FL 33166?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,998/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 550 Cardinal St, Miami Springs FL 33166?+
The most recent tax bill on record (2025) was $875. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Miami Springs?+
At $999,000, this home is listed about 2% above the Miami Springs median of $975,000. The market section on this page shows how the area is trending.
Which schools are assigned to 550 Cardinal St, Miami Springs FL 33166?+
John I. Smith K-8 Center (elementary), Ruben Dario Middle School (middle), Ronald W. Reagan/Doral Senior High School (high), Instructional Center System Wide (), District Instructional Center (Dic) (), Title I Migrant Education Program () — Dade County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$999,000 runs 772% above the MIAMI SPRINGS 33166 median — but at 2,205 sqft it's also 38% larger than the typical Miami Springs listing.
02Garden views
The garden view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
212 days on market against a Miami Springs median of 49 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $1,150,000, now $999,000 — a $151K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of London Foster Realty · Barbara Gelpi. MLS #A11947219.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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