David Ramirez
$607,0002 bd1 ba946 sqft$642 /sqft$4,007 /mo all-in ↓

110 NW 120 Ter, North Miami FL 33168, NORTH MIAMI, FL, 33168

Active215 days on marketListed Jan 15, 2026MLS #A11946334

Single Family ResidenceOVERBROOK SHORES NO-2

About this home

110 NW 120 Ter, North Miami FL 33168

Located in the heart of Central North Miami, this fully renovated gem is move-in ready and ideal for investors or homeowners seeking a modern, low-maintenance property. Every detail has been updated, featuring brand-new impact windows, a stylish kitchen, upgraded bedrooms, a new roof, and a freshly paved driveway—everything is completely new! The home offers approximately 946 sq. ft. of living space, 2 bedrooms & 1 bathroom, situated on 6,840 sq. ft. lot. Excellent proximity to local amenities and top-rated schools, including Gratigny Elementary, Thomas Jefferson Middle, and North Miami Senior High. With its prime location and turnkey condition, this property stands out as a rare and lucrative investment opportunity.

Facts & features

The home at a glance

2

Bedrooms

1

Bathrooms

946

Sqft

2

Garage

1950

Year built

$642

Per sqft

Other view

Inside

FlooringTile
AppliancesDishwasher · Disposal
InteriorFirst Floor Entry · Family Room
LaundryWasher/Dryer Hook-Up
CoolingCentral Air
HeatingCentral

Outside & construction

RoofOther
ConstructionCBS Construction
ViewOther
FacesEast
ParkingDriveway
ExteriorFruit Trees · Other

Community & fees

Taxes (2025)$4,133/yr
CommunityNone · Other

Utilities & systems

WaterMunicipal Water

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,007 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,275
PMI (est., until 20% equity)$228
Property tax — 2025 actual bill$344
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $60,700Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $60,700
Interest rate6.00%
Loan term

Estimated payment

$4,007/mo

Principal & interest$3,275
PMI (est., until 20% equity)$228
Property taxes (actual bill)$344
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $607K
$401KedgeAI estimate $474,262 · range $418K$537K$631K

vs edgeAI estimate

+28%

$/sqft vs North Miami actives

$642 vs $267

Days on market

215 vs 78 typical

Where $642/sqft sits among the 365 North Miami actives

237
59
34 · this home
7
4
24
$166–324$324–483$483–642$642–801$801–959$959+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside North Miami

Map of 110 NW 120 Ter, North Miami FL 33168

Get to know North Miami. See the full North Miami guide →

NORTH MIAMI 33168 — neighborhood snapshot

Population

22,556

Median age

38.7

Median income

$58,636

Median home value

$329,000

Avg household

3.49

Households w/ children

2,337

For the school run

Dade County School District

ElementaryHubert O. Sibley K-8 Academy★★★★★
HighNorth Miami Senior High School★★★★★
District Instructional Center (Dic)
Instructional Center System Wide
Title I Migrant Education Program

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The North Miami market

Seller’s marketLeans buyer27.7 months of inventoryBuyer’s market

$555K$538K

North Miami median sold, yr/yr

95.4%

Sale-to-list ratio (12 mo)

30 of 365

North Miami actives have cut their price

Median sold price, North Miami, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 31% above the NORTH MIAMI 33168 median. See the full North Miami market guide →

Paper trail

This home's history

Jan 15, 2026Listed at $607,000 · 215 days on market since
1950Built · OVERBROOK SHORES NO-2

Reality check

What actually sold near 110 NW 120 Ter

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

125 NW 122nd St, North Miami FL 33168Sold · Dec ’25

$280,000

125 NW 122nd St, North Miami FL 33168 · same community

3 bd · 1 ba · 985 sqft · $284/sqft · 143 DOM

60 NW 120th Ter, North Miami FL 33168Sold · Mar ’26

$270,000

60 NW 120th Ter, North Miami FL 33168 · same community

2 bd · 1 ba · 777 sqft · $347/sqft · 240 DOM

125 NW 121st St, North Miami FL 33168Sold · May ’26

$415,000

125 NW 121st St, North Miami FL 33168 · same community

3 bd · 1 ba · 1,141 sqft · $364/sqft · 18 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 110 NW 120 Ter — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 110 NW 120 Ter — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

110 NW 120 Ter FAQs

What would the monthly payment be for 110 NW 120 Ter, North Miami FL 33168?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,007/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 110 NW 120 Ter, North Miami FL 33168?+

The most recent tax bill on record (2025) was $4,133. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in North Miami?+

At $607,000, this home is listed about 106% above the North Miami median of $295,000. The market section on this page shows how the area is trending.

Which schools are assigned to 110 NW 120 Ter, North Miami FL 33168?+

Hubert O. Sibley K-8 Academy (elementary), North Miami Senior High School (high), District Instructional Center (Dic) (), Instructional Center System Wide (), Title I Migrant Education Program () — Dade County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$607,000 runs 31% above the NORTH MIAMI 33168 median.

02Other views

The other view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

215 days on market against a North Miami median of 78 — sellers in this position are usually ready to negotiate.

Listing courtesy of Premier Elite Realty Inc. · Craig Carter. MLS #A11946334.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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