David Ramirez
$1,289,000$1,350,0004 bd3 ba$8,731 /mo all-in ↓

, OTHER CITY - IN THE STATE OF FLORIDA, FL, 33956

Active216 days on marketListed Jan 12, 2026MLS #A11943664

Reduced $61KWaterfrontFully furnishedSingle Family ResidenceBAYVIEW ACRES

About this home

Tropical Waterfront Paradise with Endless Charm! Welcome to your own slice of paradise! Nestled on a peaceful cul-de-sac corner lot with 189 feet of stunning waterfront, this exceptional 4-bedroom, 3-bath home perfectly blends luxury, comfort, privacy, and Florida fun. Located on beautiful INTERSECTING CANALS, every day feels like a vacation. Step outside to your private resort-style oasis—take a dip in the heated pool, relax by the firepit, get comfortable with a book on the hammock, or wiggle your toes in your very own playful sandy beach area. Boating enthusiasts will love the covered dock with lift, ideal for easy Gulf access and sunset cruises. TWO MINUTES OUT TO OPEN WATER! Inside, discover a bright and inviting open floor plan designed for relaxing and entertaining. The gourmet kitchen is a chef’s dream, featuring stainless steel appliances, custom cabinetry, Corian countertops, a wine refrigerator and plenty of space for gatherings with family and friends. The main suite offers a peaceful retreat with scenic water views, while the versatile downstairs “in-law” suite which includes a full kitchen and laundry room, providing private accommodations for guests or extended family. Surrounded by lush tropical trees and vibrant landscaping, this home truly embodies the Florida lifestyle—a perfect balance of relaxation, recreation, and natural beauty.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

3

Garage

1993

Year built

WaterfrontCanal viewFurnished

Inside

FlooringTile
AppliancesDishwasher · Dryer · Ice Maker · Microwave · Refrigerator · Washer
InteriorFirst Floor Entry · Second Floor Entry · Pantry · Split Bedroom · Walk-In Closet(s) · Separate Guest/In-Law Quarters
CoolingCeiling Fan(s) · Central Air
HeatingCentral
FurnishedFurnished

Outside & construction

RoofMetal Roof
ConstructionConcrete Block Construction
ViewCanal
FacesWest
ParkingDriveway · Golf Cart Parking
ExteriorOther

Community & fees

Taxes (2024)$13,591/yr
CommunityBoating

Utilities & systems

WaterOther

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$8,731 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$6,955
PMI (est., until 20% equity)$483
Property tax — 2024 actual bill$1,133
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $128,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $128,900
Interest rate6.00%
Loan term

Estimated payment

$8,731/mo

Principal & interest$6,955
PMI (est., until 20% equity)$483
Property taxes (actual bill)$1,133
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Bayview Acres

Map of  inside its neighborhood boundary

Get to know Other City - In The State Of Florida. See the full Other City - In The State Of Florida guide →

Bayview Acres — neighborhood snapshot

Population

189

Median age

66

Median income

$96,515

Median home value

$303,000

Avg household

2

Households w/ children

1%

For the school run

Lee County School District

HighIda S. Baker High School★★★★★
MiddleGulf Middle School★★★★★
ElementaryPine Island Elementary School★★★★★
MiddleTrafalgar Middle School★★★★★
HighCape Coral High School★★★★★
HighMariner High School★★★★
HighNorth Fort Myers High School★★★★
HighIsland Coast High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Other City - In The State Of Florida market

Seller’s marketLeans buyer15.8 months of inventoryBuyer’s market

$310K$387K

Other City - In The State Of Florida median sold, yr/yr

98.2%

Sale-to-list ratio (12 mo)

This home is listed 158% above the OTHER CITY - IN THE STATE OF FLORIDA 33956 median. See the full Other City - In The State Of Florida market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,289,000 $61K
Jan 12, 2026Listed at $1,350,000 · 216 days on market since
1993Built · BAYVIEW ACRES

Reality check

What actually sold near

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

11741 NE 13th Ave, Miami FL 33161Sold · May ’26

$341,000

11741 NE 13th Ave, Miami FL 33161 · same community

2 bd · 1 ba · 808 sqft · $422/sqft · 127 DOM

1270 NW 111th Street, Miami FL 33167Sold · Mar ’26

$530,000

1270 NW 111th Street, Miami FL 33167 · same community

4 bd · 3 ba · 1,824 sqft · $291/sqft · 143 DOM

2201 SANIBEL BOULEVARDSold · Nov ’25

$650,000

2201 SANIBEL BOULEVARD

3 bd · 2.5 ba · 1,097 sqft · $593/sqft · 280 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for — before you fall in love.

See it in person

Schedule a tour

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Straight answers

FAQs

What would the monthly payment be for ?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,731/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on ?+

The most recent tax bill on record (2024) was $13,591. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Other City - In The State Of Florida?+

At $1,289,000, this home is listed about 222% above the Other City - In The State Of Florida median of $399,900. The market section on this page shows how the area is trending.

Which schools are assigned to ?+

Ida S. Baker High School (high), Gulf Middle School (middle), Pine Island Elementary School (elementary), Trafalgar Middle School (middle), Cape Coral High School (high), Mariner High School (high), North Fort Myers High School (high), Island Coast High School (high) — Lee County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$1,289,000 runs 158% above the OTHER CITY - IN THE STATE OF FLORIDA 33956 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

216 days on market against a Other City - In The State Of Florida median of 73 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Ida S. Baker High School, Gulf Middle School, Pine Island Elementary School, Trafalgar Middle School, Cape Coral High School, Mariner High School, North Fort Myers High School, Island Coast High School — North Fort Myers High School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $1,350,000, now $1,289,000 — a $61K cut. The full history is in the market section below.

Listing courtesy of Re/Max Sunshine · Chardayne Seuffert. MLS #A11943664.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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