David Ramirez
$1,849,000$2,249,0004 bd2 ba$11,379 /mo all-in ↓

150 Azalea St., Plantation Key FL 33070, PLANTATION KEY, FL, 33070

Active218 days on marketListed Jan 8, 2026MLS #A11943578

Reduced $400KWaterfrontSingle Family ResidencePlant Key Colony

About this home

150 Azalea St., Plantation Key FL 33070

Beautiful Double Waterfront Lot in Prestigious Plantation Key Colony. This stunning 4-bedroom, 2-bath waterfront home sits on a Rare Double Lot with a Private Boat Ramp & Boat lift. Step outside to your Private Oasis complete with a Private Tiki hut - Gorgeous secluded in-ground Pool and Cabana Hut Bungalow - The open-concept kitchen features Granite countertops and stainless-steel appliances, ideal for effortless entertaining—Perfect for Boaters and outdoor enthusiasts. Tucked away in a quiet neighborhood, yet just minutes from restaurants, shopping, and top-rated schools, this home truly offers the best of island living.

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

1961

Year built

WaterfrontCanal view

Inside

FlooringCeramic Floor · Tile
AppliancesDishwasher · Dryer · Microwave · Electric Range · Refrigerator · Washer
InteriorFirst Floor Entry · Built-in Features · Cooking Island · Separate Guest/In-Law Quarters · Other · Storage · Utility Room/Laundry · Workshop
LaundryUtility Room/Laundry
CoolingCeiling Fan(s) · Central Air
HeatingCentral

Outside & construction

RoofMetal Roof · Other
ConstructionCBS Construction
ViewCanal
FacesSouthwest
ParkingAdditional Spaces Available · Driveway · Golf Cart Parking · Guest · Rv/Boat Parking
ExteriorLighting

Community & fees

Taxes (2025)$6,587/yr
CommunityAdditional Amenities · Other · Street Lights

Utilities & systems

WaterMunicipal Water

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$11,379 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$9,977
PMI (est., until 20% equity)$693
Property tax — 2025 actual bill$549
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $184,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $184,900
Interest rate6.00%
Loan term

Estimated payment

$11,379/mo

Principal & interest$9,977
PMI (est., until 20% equity)$693
Property taxes (actual bill)$549
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Plantation Key

Map of 150 Azalea St., Plantation Key FL 33070 inside its neighborhood boundary

Get to know Plantation Key. See the full Plantation Key guide →

Plantation Key — neighborhood snapshot

Population

4,945

Median age

54

Median income

$66,425

Median home value

$857,007

Avg household

2

Households w/ children

367

For the school run

Monroe County School District

HighCoral Shores High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Plantation Key market

Seller’s marketLeans buyer19.5 months of inventoryBuyer’s market

$2.0M$2.0M

Plantation Key median sold, yr/yr

This home is listed 107% above the PLANTATION KEY 33070 median. See the full Plantation Key market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,849,000 $400K
Jan 8, 2026Listed at $2,249,000 · 218 days on market since
1961Built · Plant Key Colony

Reality check

What actually sold near 150 Azalea St.

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

162 Azalea Street, Plantation Key FL 33070Sold · Nov ’25

$1,595,000

162 Azalea Street, Plantation Key FL 33070 · same community

4 bd · 2 ba · 165 DOM

191 Fontaine Dr, Tavernier FL 33070Sold · Apr ’26

$3,125,000

191 Fontaine Dr, Tavernier FL 33070

5 bd · 3 ba · 168 DOM

106 Plantation Ave, Key Largo FL 33070Sold · May ’26

$1,300,000

106 Plantation Ave, Key Largo FL 33070

3 bd · 1.5 ba · 992 sqft · $1,310/sqft · 70 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 150 Azalea St. — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 150 Azalea St. — before you fall in love.

See it in person

Schedule a tour

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Straight answers

150 Azalea St. FAQs

What would the monthly payment be for 150 Azalea St., Plantation Key FL 33070?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $11,379/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 150 Azalea St., Plantation Key FL 33070?+

The most recent tax bill on record (2025) was $6,587. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Plantation Key?+

At $1,849,000, this home is listed about 100% above the Plantation Key median of $925,000. The market section on this page shows how the area is trending.

Which schools are assigned to 150 Azalea St., Plantation Key FL 33070?+

Coral Shores High School (high) — Monroe County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$1,849,000 runs 107% above the PLANTATION KEY 33070 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03The price has already moved

Listed at $2,249,000, now $1,849,000 — a $400K cut. The full history is in the market section below.

Listing courtesy of LoKation · Tracey Petrusha. MLS #A11943578.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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150 Azalea St., Plantation Key FL 33070, PLANTATION KEY, FL — 4 Bed, 2 Bath — $1,849,000 | CENTURY 21 Edge