446 Madeira Ave, Coral Gables FL 33134, CORAL GABLES, FL, 33134
Active216 days on marketListed Jan 10, 2026MLS #A11936581
About this home
446 Madeira Ave, Coral Gables FL 33134
Exceptional opportunity in the heart of Coral Gables to build a one-of-a-kind luxury residence on a prime 10,050 SF lot. Offered at a newly reduced price for a quick sale, this property includes plans for a thoughtfully designed 4,605 SF two-story Mediterranean-inspired home featuring elegant indoor-outdoor living, a chef's kitchen, expansive living and dining areas, luxurious primary suite, guest accommodations, covered terrace, custom BBQ area, and resort-style pool. The most significant milestone has already been secured: approval by the Coral Gables Board of Engineers, a critical step that can save substantial time, cost, and uncertainty. The project is advancing through permitting and is believed to be nearing final Master Permit approval. Property is being sold AS-IS, and Buyer will be responsible for completing all remaining permits and approvals after closing. Ideal for investors, builders, or end-users seeking to create a custom luxury residence. Seller may also be available to build the project under a separate agreement. Located on a picturesque tree-lined street near Miracle Mile, Merrick Park, fine dining, golf, parks, and top-rated schools. Opportunities with Board of Engineers approval already secured are rare and provide a valuable head start in the development process. A unique chance to create a signature residence in one of South Florida's most prestigious communities.
Facts & features
The home at a glance
4
Bedrooms
4.5
Bathrooms
1,195
Sqft
2
Garage
2026
Year built
$1,588
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$13,036 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$13,036/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Coral Gables actives
$1,588 vs $1,006
Days on market
216 vs 67 typical
Where $1,588/sqft sits among the 279 Coral Gables actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Coral Groves
Get to know Coral Gables. See the full Coral Gables guide →
Coral Groves — neighborhood snapshot
Population
278
Median age
34
Median income
$121,413
Median home value
$620,800
Avg household
2
Households w/ children
28%
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Coral Gables market
$1.6M → $1.3M
Coral Gables median sold, yr/yr
96.2%
Sale-to-list ratio (12 mo)
24 of 279
Coral Gables actives have cut their price
This home is listed 14346% above the CORAL GABLES 33134 median. See the full Coral Gables market guide →
Paper trail
This home's history
Reality check
What actually sold near 446 Madeira Ave
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$950,000
512 Mendoza Ave, Coral Gables FL 33134 · same community
2 bd · 2 ba · 1,330 sqft · $714/sqft · 81 DOM
Sold · Mar ’26$1,100,000
438 Mendoza Ave., Coral Gables FL 33134 · same community
2 bd · 2 ba · 1,545 sqft · $712/sqft · 28 DOM
Sold · May ’26$1,437,500
412 Zamora Ave, Coral Gables FL 33134 · same community
3 bd · 3 ba · 2,029 sqft · $708/sqft · 189 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 446 Madeira Ave — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 446 Madeira Ave — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
446 Madeira Ave FAQs
What would the monthly payment be for 446 Madeira Ave, Coral Gables FL 33134?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $13,036/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 446 Madeira Ave, Coral Gables FL 33134?+
The most recent tax bill on record (2025) was $23,074. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 446 Madeira Ave, Coral Gables FL 33134?+
The listing reports pets: Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Coral Gables?+
At $1,898,000, this home is listed about 16% below the Coral Gables median of $2,250,000. The market section on this page shows how the area is trending.
Which schools are assigned to 446 Madeira Ave, Coral Gables FL 33134?+
Coral Gables Preparatory Academy (elementary), Coral Gables Senior High School (high), Ponce De Leon Middle School (middle), District Instructional Center (Dic) (), Instructional Center System Wide (), Title I Migrant Education Program () — Dade County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$1,898,000 runs 14346% above the CORAL GABLES 33134 median.
02Other views
The other view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
216 days on market against a Coral Gables median of 67 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Coral Gables Preparatory Academy, Coral Gables Senior High School, Ponce De Leon Middle School, District Instructional Center (Dic), Instructional Center System Wide, Title I Migrant Education Program — Coral Gables Preparatory Academy rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $2,300,000, now $1,898,000 — a $402K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of JFA Realty Co · Jose Lopez. MLS #A11936581.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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