222 2nd Rd, Key Largo FL 33037, KEY LARGO, FL, 33037
Active253 days on marketListed Nov 25, 2025MLS #A11921328
About this home
222 2nd Rd, Key Largo FL 33037
Paradise in an X Flood zone, in one of the sought out communities in Key Largo! Close to the mainland, yet far enough away to feel that Florida Keys Vibe. This home was been COMPLETELY gutted, and turned into the ultimate pool home. Not a single details was overlooked from the pavers, to the impact windows and doors. Screened in porch, which leads to your pool oasis with an outdoor shower. The inviting kitchen with room for everyone. Fenced back yard provides privacy. The primary suite is a MUST See, along with two additional bedrooms. The home owners park features a Tiki Hut and a boat ramp, with easy access to the bay and the ocean. Homeowners park is $150 a year.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,556
Sqft
1974
Year built
$578
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,855 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,855/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+4.3%
$/sqft vs Key Largo actives
$578 vs $727
Days on market
253 vs 71 typical
Where $578/sqft sits among the 110 Key Largo actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Key Largo
Get to know Key Largo. See the full Key Largo guide →
KEY LARGO 33037 — neighborhood snapshot
Population
13,674
Median age
54.2
Median income
$80,911
Median home value
$660,700
Avg household
2.34
Households w/ children
999
For the school run
Monroe County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Key Largo market
$1.1M → $910K
Key Largo median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
10 of 110
Key Largo actives have cut their price
Median sold price, Key Largo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 29% above the KEY LARGO 33037 median. See the full Key Largo market guide →
Paper trail
This home's history
Reality check
What actually sold near 222 2nd Rd
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$725,000
Nearby listing · same community
3 bd · 2 ba · 1,341 sqft · $541/sqft · 89 DOM
Sold · Feb ’26$825,000
Nearby listing · same community
3 bd · 2 ba · 1,120 sqft · $737/sqft · 28 DOM
Sold · Jun ’26$670,000
527 Sound Dr, Key Largo FL 33037 · same community
2 bd · 1 ba · 884 sqft · $758/sqft · 55 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 222 2nd Rd — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 222 2nd Rd — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
222 2nd Rd FAQs
What would the monthly payment be for 222 2nd Rd, Key Largo FL 33037?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,855/mo — principal and interest, the actual property-tax bill, the $13/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 222 2nd Rd, Key Largo FL 33037?+
The association fee works out to $13 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 222 2nd Rd, Key Largo FL 33037?+
The most recent tax bill on record (2025) was $5,853. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 222 2nd Rd, Key Largo FL 33037?+
The listing reports pets: More Than 20 Lbs. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Key Largo?+
At $899,999, this home is listed about 3% above the Key Largo median of $877,000. The market section on this page shows how the area is trending.
Which schools are assigned to 222 2nd Rd, Key Largo FL 33037?+
Coral Shores High School (high) — Monroe County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$899,999 runs 29% above the KEY LARGO 33037 median.
02None views
The none view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
253 days on market against a Key Largo median of 71 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of LPT Realty, LLC · Karen Williams-deCastro. MLS #A11921328.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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