605 Ocean Dr # 2L, Key Biscayne FL 33149, KEY BISCAYNE, FL, 33149
Active255 days on marketListed Nov 21, 2025MLS #A11918453
About this home
605 Ocean Dr # 2L, Key Biscayne FL 33149
The SANDS at Key Biscayne, a beachfront boutique building in paradise. Only 2 units per floor that share the elevator and lobby. This stunning 3 bed / 3 bath spacious remodeled unit has marble floors, plenty of custom closets and hurricane impact windows. The huge balcony is ready for you to relax and entertain. The Sands, is a perfect gated beachfront community that enjoys amazing amenities like huge pool along the beach, BBQ area, gym, beach volleyball court, 24 hour security, storage and 1 assigned parking space and also allows to park a second vehicle. Easy to show…..
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
1,772
Sqft
2
Garage
1969
Year built
$1,405
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$19,104 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$19,104/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+52.7%
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Village Of Key Biscayne
Village Of Key Biscayne — neighborhood snapshot
Population
14,603
Median age
44
Median income
$152,910
Median home value
$1,246,268
Avg household
3
Households w/ children
2,233
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The KEY BISCAYNE 33149 market
This home is listed 9477% above the KEY BISCAYNE 33149 median.
Paper trail
This home's history
Reality check
What actually sold near 605 Ocean Dr # 2L
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$2,500,000
605 Ocean Dr # 6M, Key Biscayne FL 33149 · same community
3 bd · 3 ba · 1,772 sqft · $1,411/sqft · 105 DOM
Sold · Sep ’25$1,750,000
607 Ocean Dr # 10J, Key Biscayne FL 33149 · same community
2 bd · 2 ba · 1,611 sqft · $1,086/sqft · 161 DOM
Sold · May ’26$1,550,000
609 Ocean Dr # 5H, Key Biscayne FL 33149 · same community
2 bd · 2 ba · 1,496 sqft · $1,036/sqft · 272 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 605 Ocean Dr # 2L — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 605 Ocean Dr # 2L — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
605 Ocean Dr # 2L FAQs
What would the monthly payment be for 605 Ocean Dr # 2L, Key Biscayne FL 33149?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $19,104/mo — principal and interest, the actual property-tax bill, the $2,538/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 605 Ocean Dr # 2L, Key Biscayne FL 33149?+
The association fee works out to $2,538 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 605 Ocean Dr # 2L, Key Biscayne FL 33149?+
The most recent tax bill on record (2025) was $24,433. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 605 Ocean Dr # 2L, Key Biscayne FL 33149?+
The listing reports pets: Restrictions Or Possible Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in KEY BISCAYNE 33149?+
At $2,490,000, this home is listed about 9477% above the KEY BISCAYNE 33149 median of $26,000. The market section on this page shows how the area is trending.
Which schools are assigned to 605 Ocean Dr # 2L, Key Biscayne FL 33149?+
Key Biscayne K-8 Center (elementary), District Instructional Center (Dic) (), Coral Gables Senior High School (high), Ponce De Leon Middle School (middle), Instructional Center System Wide (), Title I Migrant Education Program () — Dade County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$2,490,000 runs 9477% above the KEY BISCAYNE 33149 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $2,538/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04The price has already moved
Listed at $2,600,000, now $2,490,000 — a $110K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of BHHS EWM Realty · MariaAmancia Vial-Ducaud. MLS #A11918453.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.