302 Floyd ave S, Naples FL 33976, NAPLES, FL, 33976
Active260 days on marketListed Nov 15, 2025MLS #A11915987
About this home
302 Floyd ave S, Naples FL 33976
Spacious home in a growing area of Lehigh Acres, 3 beds, 2 baths, plus two separate efficiencies ready to rent, offering excellent flexibility for extended family or additional living space. The main house provides an open layout with abundant natural light, a comfortable kitchen, and a split-bedroom floor plan for added privacy. Large yard ideal for outdoor projects, pets, or gatherings. Conveniently located near schools, shopping, and main roads. Move-in ready and full of potential. Owner Motivated.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2
Garage
1992
Year built
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,676 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,676/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Sunshine
Get to know Naples. See the full Naples guide →
Sunshine — neighborhood snapshot
Population
12,945
Median age
36
Median income
$59,259
Median home value
$261,022
Avg household
3
Households w/ children
1,611
For the school run
Lee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Naples market
$535K → $625K
Naples median sold, yr/yr
95.3%
Sale-to-list ratio (12 mo)
Median sold price, Naples, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 31% above the NAPLES 33976 median. See the full Naples market guide →
Paper trail
This home's history
Reality check
What actually sold near 302 Floyd ave S
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$239,900
3707 20TH STREET E · same community
3 bd · 2 ba · 1,188 sqft · $202/sqft · 93 DOM
Sold · Nov ’25$254,900
460 COLUMBUS BOULEVARD S · same community
3 bd · 2 ba · 1,188 sqft · $215/sqft · 72 DOM
Sold · Dec ’25$285,900
858 PORTLAND STREET E · same community
3 bd · 2 ba · 1,270 sqft · $225/sqft · 143 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 302 Floyd ave S — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 302 Floyd ave S — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
302 Floyd ave S FAQs
What would the monthly payment be for 302 Floyd ave S, Naples FL 33976?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,676/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 302 Floyd ave S, Naples FL 33976?+
The most recent tax bill on record (2024) was $3,233. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Naples?+
At $354,999, this home is listed about 35% below the Naples median of $547,500. The market section on this page shows how the area is trending.
Which schools are assigned to 302 Floyd ave S, Naples FL 33976?+
Lehigh Senior High School (high), Varsity Lakes Middle School (middle), Tortuga Preserve Elementary School (elementary), Sunshine Elementary School (elementary), Harns Marsh Elementary School (elementary), Gateway High School (high), Harns Marsh Middle School (middle), Oak Hammock Middle School (middle), Riverdale High School (high), East Lee County High School (high) — Lee County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$354,999 runs 31% above the NAPLES 33976 median.
02None views
The none view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
260 days on market against a Naples median of 17 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $379,900, now $354,999 — a $25K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of 1 Flamingo Realty, LLC · Soe Dieguez. MLS #A11915987.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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