1087 Forest Lakes Drive # 309, Naples FL 34105, NAPLES, FL, 34105
Active277 days on marketListed Nov 7, 2025MLS #A11910494
About this home
1087 Forest Lakes Drive # 309, Naples FL 34105
Welcome to your slice of paradise in the heart of Naples! This beautifully maintained 2-bedroom, 2-bath condo offers comfort, convenience, and a serene golf course setting. Located on the third floor of a quiet 55+ community, this home features an open and spacious layout filled with natural light, neutral tile flooring throughout, and a peaceful screened lanai with relaxing views of the lush greens.Minutes to the beach, shopping, dinning and just a short 5 minutes drive from I-75. Live the easy Naples lifestyle you’ve always dreamed of—schedule your showing today!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,164
Sqft
1975
Year built
$143
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,392 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,392/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Forest Lakes
$143 vs $226
Days on market
277 vs 53 typical
Where $143/sqft sits among the 7 homes for sale in Forest Lakes
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Forest Lakes
Get to know Naples. See the full Naples guide →
Forest Lakes — neighborhood snapshot
Population
2,118
Median age
56
Median income
$54,104
Median home value
$284,600
Avg household
2
Households w/ children
137
For the school run
Collier County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Naples market
$535K → $568K
Naples median sold, yr/yr
96.2%
Sale-to-list ratio (12 mo)
1 of 7
Forest Lakes have cut their price
Median sold price, Naples, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 6964% above the NAPLES 34105 median. See the full Naples market guide →
Paper trail
This home's history
Reality check
What actually sold near 1087 Forest Lakes Drive # 309
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$200,000
1084 Forest Lakes Dr # 201, Other City - In The State Of Florida FL 34105 · same community
2 bd · 2 ba · 1,164 sqft · $172/sqft · 151 DOM
Sold · Feb ’26$225,000
1660 Forest Lakes Circle # C, West Palm Beach FL 33406 · same community
2 bd · 2 ba · 1,236 sqft · $182/sqft · 1 DOM
Sold · Sep ’25$250,000
1530 Forest Lakes Circle # B, West Palm Beach FL 33406 · same community
2 bd · 2 ba · 1,236 sqft · $202/sqft · 300 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1087 Forest Lakes Drive # 309 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1087 Forest Lakes Drive # 309 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1087 Forest Lakes Drive # 309 FAQs
What would the monthly payment be for 1087 Forest Lakes Drive # 309, Naples FL 34105?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,392/mo — principal and interest, the actual property-tax bill, the $960/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1087 Forest Lakes Drive # 309, Naples FL 34105?+
The association fee works out to $960 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1087 Forest Lakes Drive # 309, Naples FL 34105?+
The most recent tax bill on record (2024) was $2,661. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1087 Forest Lakes Drive # 309, Naples FL 34105?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Naples?+
At $166,000, this home is listed about 71% below the Naples median of $565,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1087 Forest Lakes Drive # 309, Naples FL 34105?+
Pine Ridge Middle School (middle), Barron Collier High School (high), Sea Gate Elementary School (elementary) — Collier County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$166,000 runs 6964% above the NAPLES 34105 median.
02Golf View views
The golf view view is part of what you're buying — views hold value independently of the structure.
03Know the monthly fee
The association fee is $960/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Time on market is leverage
277 days on market against a Naples median of 53 — sellers in this position are usually ready to negotiate.
05Strong assigned schools
Pine Ridge Middle School, Barron Collier High School, Sea Gate Elementary School — Pine Ridge Middle School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
$249,000
1534 FOREST LAKES Circle # D, West Palm Beach FL 33406, WEST PALM BEACH
2 bd · 2 ba · 1,236 sqft
$279,000
1534 Forest Lakes Cir # A, West Palm Beach FL 33406, WEST PALM BEACH
2 bd · 2 ba · 1,236 sqft
$279,000
1684 Forest Lakes Circle # A, West Palm Beach FL 33406, WEST PALM BEACH
2 bd · 2.5 ba · 1,236 sqft
Listing courtesy of RE/MAX Realty Team · Stephany Duarte. MLS #A11910494.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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