160 Ridge St, Tavernier FL 33070, TAVERNIER, FL, 33070
Active278 days on marketListed Nov 3, 2025MLS #A11908959
About this home
160 Ridge St, Tavernier FL 33070
Beautiful corner-lot CBS home in the heart of Plantation Key. This 4-bedroom, 2-bath residence offers 1,964 sq. ft. of living space and is located in the desirable X flood zone. Notable features include impact windows and doors, a spacious open floor plan, and a large family room ideal for entertaining or additional living space. The bright interior is filled with natural light, with a functional kitchen designed for everyday living and gatherings. Step outside to a covered porch overlooking tropical landscaped yard, creating a relaxing outdoor retreat. Additional storage spaces provide added convenience. Ideally located within walking distance to top-rated schools, dining, and local amenities, Homeowner's park with a boat ramp; fantastically located for easy boating with immediate access to the ocean, as well as bay access through Tavernier Creek. (HOA membership) this home offers easy access to the best of the Florida Keys lifestyle. Pride of ownership is evident throughout--an excellent opportunity in a prime keys location .
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,943
Sqft
1973
Year built
$455
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,482 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,482/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Tavernier actives
$455 vs $984
Days on market
278 vs 64 typical
Where $455/sqft sits among the 24 Tavernier actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Plantation Key
Get to know Tavernier. See the full Tavernier guide →
Plantation Key — neighborhood snapshot
Population
4,945
Median age
54
Median income
$66,425
Median home value
$857,007
Avg household
2
Households w/ children
367
For the school run
Monroe County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tavernier market
$620K → $540K
Tavernier median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
2 of 24
Tavernier actives have cut their price
Median sold price, Tavernier, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1% below the TAVERNIER 33070 median. See the full Tavernier market guide →
Paper trail
This home's history
Reality check
What actually sold near 160 Ridge St
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$978,200
132 RIVIERA DRIVE
4 bd · 3 ba · 1,943 sqft · $503/sqft · 67 DOM
Sold · Mar ’26$2,140,000
240 Mohawk St, Islamorada FL 33070
3 bd · 3 ba · 1,858 sqft · $1,152/sqft · 89 DOM
Sold · Oct ’25$1,700,000
120 Captains Ct, Islamorada FL 33070
4 bd · 3 ba · 1,708 sqft · $995/sqft · 208 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 160 Ridge St — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 160 Ridge St — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
160 Ridge St FAQs
What would the monthly payment be for 160 Ridge St, Tavernier FL 33070?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,482/mo — principal and interest, the actual property-tax bill, the $17/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 160 Ridge St, Tavernier FL 33070?+
The association fee works out to $17 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 160 Ridge St, Tavernier FL 33070?+
The most recent tax bill on record (2024) was $2,368. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 160 Ridge St, Tavernier FL 33070?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tavernier?+
At $885,000, this home is listed about 4% below the Tavernier median of $925,000. The market section on this page shows how the area is trending.
Which schools are assigned to 160 Ridge St, Tavernier FL 33070?+
Coral Shores High School (high) — Monroe County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01None views
The none view is part of what you're buying — views hold value independently of the structure.
02Time on market is leverage
278 days on market against a Tavernier median of 64 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $979,900, now $885,000 — a $95K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of Coldwell Banker Schmitt Real E · Sandra Spaulding. MLS #A11908959.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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