, OTHER CITY - IN THE STATE OF FLORIDA, FL, 34104
Active303 days on marketListed Oct 17, 2025MLS #A11905444
About this home
Resort-Style Living Just 15 Minutes from the Beach! Charming 3-bedroom condo with attached garage in the gated Sapphire Lakes community. A true diamond in the rough, ready for your personal touch. Enjoy peace of mind with a new roof (2021), AC (2018), and new water heater. Community amenities include 4 pools, tennis, pickleball, bocce, basketball, walking paths, and BBQ areas. Active social events, cable, internet, and trash included in HOA. Close to Naples beaches, shopping, and dining!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,484
Sqft
1
Garage
2002
Year built
$216
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,821 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,821/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Other City - In The State Of Florida actives
$216 vs $226
Days on market
303 vs 73 typical
Where $216/sqft sits among the 115 Other City - In The State Of Florida actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Sapphire Lakes
Get to know Other City - In The State Of Florida. See the full Other City - In The State Of Florida guide →
Sapphire Lakes — neighborhood snapshot
Population
1,470
Median age
59
Median income
$83,526
Median home value
$342,000
Avg household
2
Households w/ children
124
For the school run
Collier County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Other City - In The State Of Florida market
$310K → $387K
Other City - In The State Of Florida median sold, yr/yr
98.2%
Sale-to-list ratio (12 mo)
18 of 115
Other City - In The State Of Florida actives have cut their price
This home is listed 40% below the OTHER CITY - IN THE STATE OF FLORIDA 34104 median. See the full Other City - In The State Of Florida market guide →
Paper trail
This home's history
Reality check
What actually sold near
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$300,000
196 FURSE LAKES CIRCLE UNIT A6
3 bd · 2 ba · 1,425 sqft · $211/sqft · 133 DOM
Sold · Nov ’25$312,000
7660 MEADOW LAKES DRIVE UNIT 1603
3 bd · 2.5 ba · 1,406 sqft · $222/sqft · 260 DOM
Sold · Oct ’25$560,000
2809 50TH STREET SW
4 bd · 3 ba · 1,272 sqft · $440/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
FAQs
What would the monthly payment be for ?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,821/mo — principal and interest, the actual property-tax bill, the $533/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at ?+
The association fee works out to $533 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on ?+
The most recent tax bill on record (2024) was $1,234. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at ?+
The listing reports pets: Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Other City - In The State Of Florida?+
At $320,000, this home is listed about 20% below the Other City - In The State Of Florida median of $399,900. The market section on this page shows how the area is trending.
Which schools are assigned to ?+
Golden Gate High School (high), Calusa Park Elementary School (elementary), East Naples Middle School (middle) — Collier County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the OTHER CITY - IN THE STATE OF FLORIDA 34104 market on paper
$320,000 is 40% below the OTHER CITY - IN THE STATE OF FLORIDA 34104 median of $535,000, and at $216/sqft it sits under the Other City - In The State Of Florida average of $288.
02Other View views
The other view view is part of what you're buying — views hold value independently of the structure.
03Know the monthly fee
The association fee is $533/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Time on market is leverage
303 days on market against a Other City - In The State Of Florida median of 73 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
$320,000
4946 2nd Ave N ST PETERSBURG, Other City - In The State Of Florida FL 33710, OTHER CITY - IN THE STATE OF FLORIDA
2 bd · 1 ba
$320,000
12650 NE 26 Th Ave, Other City - In The State Of Florida FL 34974, OTHER CITY - IN THE STATE OF FLORIDA
2 bd · 1.5 ba
$319,900
1210 Southstation Place # 201, Other City - In The State Of Florida FL 32809, OTHER CITY - IN THE STATE OF FLORIDA
3 bd · 2 ba · 1,142 sqft
Listing courtesy of Mato Realty, LLC · Becky Mato PA. MLS #A11905444.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
Never miss a listing
New Other City - In The State Of Florida homes, in your inbox
Like but not quite? A daily digest of every new listing in Other City - In The State Of Florida — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →