Commercial Sale · Retail
102970 Overseas Hwy, Key Largo FL 33037, KEY LARGO, FL, 33037
Active284 days on marketListed Nov 1, 2025MLS #A11905372
About this property
The property at a glance
Exceptional Florida Keys Investment! This 2,400 SF self-standing Building sits on almost a 1/4 of an acre! This upscale Bait & Tackle Shop is prominently located in the heart of Key Largo on MM 102.9,. This Prime Corner Location with Overseas Hwy frontage,(Overseas Hwy & George Street) offers high visibility and easy-access from both directions whether traveling from the north or from the south! This business is offered with its running inventory, equipment and fixtures for a smooth transition. Also included is an adjacent vacant lot of almost 1/4 acre! The property is highly versatile, suitable for retail, restaurant or professional office use, while the adjacent lot is zoned residential, offering potential for future development. Endless Possibilities! Don't miss this rare opportunity!
2,400
Building sq ft
$1,235
Price / sq ft
0.4625
Lot acres
1991
Year built
1
Building
SC
Zoning
Retail
Property type
The numbers
Investment snapshot
Income and lease details aren’t published in the MLS for this listing. Ask for the offering memorandum and rent roll to run cap rate, NOI and cash-on-cash.
Estimated payment (illustrative)
Estimated payment
$14,119/mo
Illustrative only. Commercial loans are underwritten on the property’s income (DSCR, cap rate) — typically 25–35% down with lender-set terms. Ask a commercial lender for real numbers. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Financing
Commercial financing works differently from a home loan — expect roughly 25–35% down with terms driven by the property’s income and your lender’s underwriting (DSCR, cap rate), not FHA or VA programs. Ask David to connect you with a commercial lender for real numbers.
Where it sits
Location & trade area
What’s nearby
Business data © OpenStreetMap contributors
The area
Who's around this property
873
Population
$71,905
Median income
46
Median age
3
Avg household
$467,794
Median home value
$2,248/mo
Median rent
55%
Households w/ kids
Consumer profile
Who says the body isn't a canvas? This population loves talking about tattoos, body art and piercings.
Always thinking about their next destination, this population loves exploring new places abroad or right in their own backyard. They hold onto past trips by sharing their favorite memories and pictures year round.
You can find these people researching an upcoming exhibit at the natural history museum or learning about a famous monument. This population enjoys learning about the past.
Meals are a social experience, and these foodies take it to the next level. This population can't wait to snap a pic of their plate and share it before chowing down.
Great things are meant to be shared, and this population is eager to show others what they find to be amazing, beautiful and exciting.
Interested in the finer things life has to offer, this population wants to display their lifestyle by discussing luxury products. Often references jewelry, cars, and home features.
Your team
The pros in your corner
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, offers, and every question about 102970 Overseas Hwy — start here.
Financing contact
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Ask about commercial financing options for 102970 Overseas Hwy.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Keep looking
Similar properties nearby
Listing courtesy of Florida Realty of Miami Corp · Santiago Sablon. MLS #A11905372.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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