326 Ocean Blvd, Golden Beach FL 33160, GOLDEN BEACH, FL, 33160
Active294 days on marketListed Oct 27, 2025MLS #A11903661
About this home
326 Ocean Blvd, Golden Beach FL 33160
Incredible opportunity to build your dream estate or high-end investment property in the ultra-exclusive town of Golden Beach. This oversized 22,500 sq ft lot offers 158 feet of street frontage and is located directly across from the residents-only private beach and the Atlantic Ocean. Enjoy unmatched privacy, 24/7 security, and no HOA. Golden Beach is one of the most desirable gated communities in South Florida — known for wide streets, beachfront access, and prestige. This is one of the few remaining lots of this scale in the area. Prime location for a spec home or legacy estate.
Facts & features
The home at a glance
0.516 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$41,547 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$41,547/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Golden Beach
Get to know Golden Beach. See the full Golden Beach guide →
GOLDEN BEACH 33160 — neighborhood snapshot
Population
43,225
Median age
48.8
Median income
$62,413
Median home value
$360,200
Avg household
2.15
Households w/ children
3,927
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Golden Beach market
$7.7M → $7.7M
Golden Beach median sold, yr/yr
This home is listed 2232% above the GOLDEN BEACH 33160 median. See the full Golden Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 326 Ocean Blvd
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$22,250,000
395 Ocean Blvd, Golden Beach FL 33160 · same community
0 bd · 0 ba · 442 DOM
Sold · Mar ’26$32,500,000
387 Ocean Blvd, Golden Beach FL 33160 · same community
6 bd · 9.5 ba · 11,599 sqft · $2,802/sqft · 614 DOM
Sold · Mar ’26$820,000
18201 Collins Ave # 808, Sunny Isles Beach FL 33160
1 bd · 1.5 ba · 881 sqft · $931/sqft · 304 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 326 Ocean Blvd — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 326 Ocean Blvd — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
326 Ocean Blvd FAQs
What would the monthly payment be for 326 Ocean Blvd, Golden Beach FL 33160?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $41,547/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 326 Ocean Blvd, Golden Beach FL 33160?+
The most recent tax bill on record (2024) was $63,820. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Golden Beach?+
At $6,250,000, this home is listed about 70% below the Golden Beach median of $20,950,000. The market section on this page shows how the area is trending.
Which schools are assigned to 326 Ocean Blvd, Golden Beach FL 33160?+
Norman S. Edelcup/Sunny Isles Beach K-8 (elementary), Alonzo & Tracy Mourning Senior High School (high), Highland Oaks Middle School (middle), District Instructional Center (Dic) (), Instructional Center System Wide (), Title I Migrant Education Program () — Dade County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$6,250,000 runs 2232% above the GOLDEN BEACH 33160 median.
02Time on market is leverage
294 days on market against a Golden Beach median of 129 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Norman S. Edelcup/Sunny Isles Beach K-8, Alonzo & Tracy Mourning Senior High School, Highland Oaks Middle School, District Instructional Center (Dic), Instructional Center System Wide, Title I Migrant Education Program — Norman S. Edelcup/Sunny Isles Beach K-8 rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of Compass Florida, LLC · Pablo Alfaro PA. MLS #A11903661.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
Never miss a listing
New Golden Beach homes, in your inbox
Like 326 Ocean Blvd, Golden Beach FL 33160 but not quite? A daily digest of every new listing in Golden Beach — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →